Equity Analysis

Particulars	Sep 2024	Jun 2024	Mar 2024
Operating Income	999.38	1011.81	1385.75
Total Income	1003.90	1014.96	1398.12
Interest	403.01	429.76	484.31
Employee Expenses	195.99	175.78	175.62
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	807.88	319.70	420.50
TOTAL OPERATING EXPENDITURE	1406.88	925.24	1080.43
Operating Profit Before Prov. & Cont.	-402.98	89.72	317.69
Provisions & Write Offs	154.73	87.38	108.09
Depreciation	33.11	33.46	37.64
TOTAL EXPENDITURE	1594.72	1046.08	1226.16
Tax	32.31	54.52	-8.17
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-181.83	-62.98	15.10
Reported Profit After Tax	-441.30	-22.66	165.03
Extra-ordinary Items	-554.43	0.00	0.00
Adjusted Profit After Extra-ordinary item	113.13	-22.66	165.03
EPS (Unit Curr.)	-10.40	-0.57	4.33
EPS (Adj) (Unit Curr.)	-10.40	-0.57	4.21
Calculated EPS (Unit Curr.)	-10.40	-0.53	4.33
Calculated EPS (Adj) (Unit Curr.)	-10.40	-0.53	4.21
Calculated EPS (Ann.) (Unit Curr.)	-41.61	-2.14	17.30
Calculated EPS (Adj) (Ann.) (Unit Curr.)	-41.61	-2.14	16.80
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00
Equity	84.85	84.84	76.31
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	-15.48	42.71	50.07
PBDTM(%)	-55.81	0.23	15.13
PATM(%)	-44.16	-2.24	11.91
Net Interest Income	269.20	240.90	345.70
Operating Expenses	333.60	354.90	360.50
Loan Losses & Provision	154.70	87.40	108.10
Assets Under Management	17382.00	20498.00	29250.00
Return on Equity(%)	0.00	0.30	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	55.78	0.00	48.91
Capital Adequacy Ratio	26.26	27.81	19.72
Tier I Capital	20.07	21.88	13.12
Tier II Capital	6.19	5.93	6.60
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	2.93	3.05	3.66
(%) Net Non Performing Assets	1.32	1.48	1.90
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	-1.50	0.00
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	-10.40	-0.57	4.28