Equity Analysis

Particulars	Sep 2024	Jun 2024	Mar 2024
Operating Income	4117.44	3703.79	3408.92
Total Income	4126.23	3710.10	3418.40
Interest	1550.47	1351.13	1222.76
Employee Expenses	383.91	383.24	409.57
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	260.87	242.22	257.11
TOTAL OPERATING EXPENDITURE	2195.25	1976.59	1889.44
Operating Profit Before Prov. & Cont.	1930.98	1733.51	1528.96
Provisions & Write Offs	207.01	223.58	85.96
Depreciation	16.02	18.23	19.45
TOTAL EXPENDITURE	2418.28	2218.40	1994.85
Tax	451.49	419.66	373.84
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	5.33	-6.65	-6.56
Reported Profit After Tax	1251.14	1078.68	1056.29
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1251.14	1078.68	1056.29
EPS (Unit Curr.)	31.16	26.87	26.32
EPS (Adj) (Unit Curr.)	31.16	26.87	26.32
Calculated EPS (Unit Curr.)	31.16	26.87	26.31
Calculated EPS (Adj) (Unit Curr.)	31.16	26.87	26.31
Calculated EPS (Ann.) (Unit Curr.)	124.66	107.48	105.24
Calculated EPS (Adj) (Ann.) (Unit Curr.)	124.66	107.48	105.24
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	240.00
Equity	401.46	401.46	401.46
Reserve & Surplus	25282.31	23979.33	0.00
Face Value	10.00	10.00	10.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	79.53	77.25	78.20
PBDTM(%)	41.87	40.77	42.33
PATM(%)	30.39	29.12	30.99
Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	867.30	772.10
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	84324.00	75827.00
Return on Equity(%)	0.00	17.73	17.78
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	11.58	11.62
Provision Coverage Ratio(%)	14.52	12.45	11.57
Capital Adequacy Ratio	26.96	27.47	30.37
Tier I Capital	0.00	26.73	29.61
Tier II Capital	0.00	0.74	0.76
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	4.30	3.98	3.28
(%) Net Non Performing Assets	3.68	3.48	2.90
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	5.39	5.96
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	24.00
Diluted EPS	31.16	26.87	26.31