Equity Analysis

Particulars	Dec 2024	Sep 2024	Jun 2024
Operating Income	14991.41	14146.54	13386.23
Total Income	15393.91	17035.90	13725.74
Interest	4777.29	4544.31	4201.59
Employee Expenses	1808.79	1683.37	1631.59
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	1617.23	1518.54	1432.99
TOTAL OPERATING EXPENDITURE	8203.31	7746.22	7266.17
Operating Profit Before Prov. & Cont.	7190.60	9289.68	6459.57
Provisions & Write Offs	2007.98	1903.30	1671.36
Depreciation	204.56	195.66	185.77
TOTAL EXPENDITURE	10415.85	9845.18	9123.30
Tax	1288.36	1527.44	1404.80
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-16.11	49.57	-203.90
Reported Profit After Tax	3705.81	5613.71	3401.54
Extra-ordinary Items	0.00	1986.16	0.00
Adjusted Profit After Extra-ordinary item	3705.81	3627.55	3401.54
EPS (Unit Curr.)	59.89	90.76	55.03
EPS (Adj) (Unit Curr.)	59.89	90.76	55.03
Calculated EPS (Unit Curr.)	59.89	90.74	55.00
Calculated EPS (Adj) (Unit Curr.)	59.89	90.74	55.00
Calculated EPS (Ann.) (Unit Curr.)	239.55	362.97	219.99
Calculated EPS (Adj) (Ann.) (Unit Curr.)	239.55	362.97	219.99
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00
Equity	123.76	123.73	123.70
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	66.44	84.34	67.16
PBDTM(%)	34.57	52.21	35.77
PATM(%)	24.72	39.68	25.41
Net Interest Income	8500.00	8054.00	7647.00
Operating Expenses	3631.00	3397.00	3250.00
Loan Losses & Provision	2008.00	1903.00	1671.00
Assets Under Management	293370.00	275043.00	261828.00
Return on Equity(%)	0.00	17.98	18.42
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	57.00	57.00	56.00
Capital Adequacy Ratio	21.57	21.69	21.70
Tier I Capital	20.79	20.90	20.70
Tier II Capital	0.78	0.79	1.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	1.41	1.33	1.06
(%) Net Non Performing Assets	0.61	0.58	0.47
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	5.16	5.41
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	59.75	90.53	54.87