Equity Analysis

Particulars	Sep 2024	Jun 2024	Mar 2024
Operating Income	2397.65	2196.69	1986.56
Total Income	2410.24	2208.73	1996.50
Interest	1513.65	1398.76	1279.30
Employee Expenses	118.61	113.42	123.28
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	55.39	46.72	60.25
TOTAL OPERATING EXPENDITURE	1687.65	1558.90	1462.83
Operating Profit Before Prov. & Cont.	722.59	649.83	533.67
Provisions & Write Offs	4.98	10.04	35.25
Depreciation	10.02	9.91	10.20
TOTAL EXPENDITURE	1702.65	1578.85	1508.28
Tax	149.19	148.69	113.01
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	12.80	-1.42	-6.13
Reported Profit After Tax	545.60	482.61	381.34
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	545.60	482.61	381.34
EPS (Unit Curr.)	0.69	0.62	0.57
EPS (Adj) (Unit Curr.)	0.69	0.62	0.57
Calculated EPS (Unit Curr.)	0.66	0.72	0.57
Calculated EPS (Adj) (Unit Curr.)	0.66	0.72	0.57
Calculated EPS (Ann.) (Unit Curr.)	2.62	2.88	2.27
Calculated EPS (Adj) (Ann.) (Unit Curr.)	2.62	2.88	2.27
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00
Equity	8328.15	6712.16	6712.16
Reserve & Surplus	0.00	0.00	0.00
Face Value	10.00	10.00	10.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	93.06	92.80	89.49
PBDTM(%)	29.93	29.13	25.09
PATM(%)	22.76	21.97	19.20
Net Interest Income	897.00	0.00	0.00
Operating Expenses	184.00	170.00	0.00
Loan Losses & Provision	5.00	10.00	0.00
Assets Under Management	102569.00	97071.00	91370.00
Return on Equity(%)	13.00	14.30	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	57.87	59.37	0.00
Capital Adequacy Ratio	28.98	23.82	0.00
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	0.29	0.28	0.00
(%) Net Non Performing Assets	0.12	0.11	0.00
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	2.50	2.30	0.00
Loans Disbursed(Amt Rs cr)	0.00	12004.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	0.69	0.62	0.57