Equity Analysis

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Credit-Deposit(%)	70.74	68.31	61.91	58.74	59.45
Investment / Deposit (%)	28.33	30.80	35.18	35.91	35.89
Cash / Deposit (%)	5.78	6.00	5.43	5.09	5.14
Interest Expended / Interest Earned (%)	62.02	55.59	60.47	64.58	62.21
Other Income / Total Income (%)	11.22	6.50	15.58	11.61	10.25
Operating Expenses / Total Income (%)	39.85	37.27	36.52	34.76	29.45
Interest Income / Total Funds (%)	7.84	7.48	6.89	7.42	8.30
Interest Expended / Total Funds (%)	4.86	4.16	4.16	4.79	5.17
Net Interest Income / Total Funds (%)	2.98	3.32	2.72	2.63	3.14
Non Interest Income / Total Funds (%)	0.99	0.52	1.27	0.97	0.95
Operating Expenses / Total Funds (%)	3.52	2.98	2.98	2.92	2.72
Profit before Provisions / Total Funds (%)	0.45	0.86	1.01	0.68	1.36
Net Profit / Total funds (%)	0.38	0.34	0.27	0.30	0.55
RONW (%)	3.59	3.11	2.28	2.41	4.37