Equity Analysis

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Credit-Deposit(%)	105.05	103.00	94.97	97.87	116.77
Investment / Deposit (%)	30.74	34.44	37.66	33.34	29.73
Cash / Deposit (%)	5.23	8.51	7.69	4.25	11.23
Interest Expended / Interest Earned (%)	46.99	46.02	49.03	49.43	49.22
Other Income / Total Income (%)	14.33	16.89	10.61	8.60	17.87
Operating Expenses / Total Income (%)	34.26	34.72	37.34	38.32	48.01
Interest Income / Total Funds (%)	13.75	13.42	13.88	15.03	16.88
Interest Expended / Total Funds (%)	6.46	6.17	6.81	7.43	8.31
Net Interest Income / Total Funds (%)	7.29	7.24	7.08	7.60	8.57
Non Interest Income / Total Funds (%)	2.30	2.73	1.65	1.41	3.67
Operating Expenses / Total Funds (%)	5.50	5.61	5.80	6.30	9.87
Profit before Provisions / Total Funds (%)	4.09	4.37	2.93	2.71	2.38
Net Profit / Total funds (%)	2.29	1.12	0.03	0.51	0.26
RONW (%)	10.77	4.84	0.11	1.67	1.09