Equity Analysis

Particulars	Sep 2024	Jun 2024	Mar 2024
Operating Income	6925.81	6783.67	6936.41
Total Income	6931.81	6783.69	6936.84
Interest	4879.58	4750.05	4649.91
Employee Expenses	170.32	151.10	198.49
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	117.27	89.40	166.98
TOTAL OPERATING EXPENDITURE	5167.17	4990.55	5015.38
Operating Profit Before Prov. & Cont.	1764.64	1793.14	1921.46
Provisions & Write Offs	77.34	143.09	427.87
Depreciation	22.94	21.62	17.41
TOTAL EXPENDITURE	5267.45	5155.26	5460.66
Tax	335.47	328.22	385.36
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00
Reported Profit After Tax	1328.89	1300.21	1090.82
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1328.89	1300.21	1090.82
EPS (Unit Curr.)	24.16	23.64	19.83
EPS (Adj) (Unit Curr.)	24.16	23.64	19.83
Calculated EPS (Unit Curr.)	24.14	23.62	19.82
Calculated EPS (Adj) (Unit Curr.)	24.14	23.62	19.82
Calculated EPS (Ann.) (Unit Curr.)	96.58	94.49	79.27
Calculated EPS (Adj) (Ann.) (Unit Curr.)	96.58	94.49	79.27
Book Value (Unit Curr.)	0.00	0.00	570.40
Dividend (%)	0.00	0.00	0.00
Equity	110.08	110.08	110.08
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	94.82	94.35	88.57
PBDTM(%)	24.36	24.32	21.53
PATM(%)	19.19	19.17	15.73
Net Interest Income	1973.86	1989.08	2237.60
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	0.00	0.00
Return on Equity(%)	16.00	16.00	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	2.07	0.00
Net Interest Margin(%)	2.71	2.76	3.15
Provision Coverage Ratio(%)	49.42	49.79	51.42
Capital Adequacy Ratio	0.00	0.00	0.00
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	3.05	3.29	3.55
(%) Net Non Performing Assets	1.57	1.68	1.94
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	1.82	1.81	0.00
Loans Disbursed(Amt Rs cr)	16476.00	12915.00	18232.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	294588.00	288665.00	286844.00
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	24.16	23.64	19.83