Equity Analysis

Particulars(INCOME)	Nov 2002 ( Cr)	Mar 2002 ( Cr)	Mar 2001 ( Cr)	Mar 2000 ( Cr)	Mar 1999 ( Cr)	Mar 1998 ( Cr)
Interest Earned	76.42	155.34	177.23	162.31	146.85	102.20
Other Income	18.98	70.04	28.95	37.55	17.00	19.43
Total Income	95.40	225.38	206.18	199.86	163.85	121.63
II. Expenditure
Interest expended	73.46	145.34	157.46	125.08	113.60	72.10
Payments to/Provisions for Employees	27.77	30.07	31.87	29.21	23.05	19.12
Operating Expenses & Administrative Expenses	4.22	7.12	7.20	5.73	4.90	3.54
Depreciation	1.75	2.69	2.39	1.44	1.01	0.90
Other Expenses, Provisions & Contingencies	33.01	38.89	71.75	19.77	10.86	12.50
Provision for Tax	0.00	0.00	3.30	4.00	2.35	6.21
Fringe Benefit tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Total Expenditure	140.21	224.11	273.97	185.23	155.77	114.37
III. Profit & Loss
Reported Net Profit	-44.81	1.27	-67.79	14.63	8.08	7.26
Extraordinary Items	0.00	0.02	0.04	0.01	0.02	0.01
Adjusted Net Profit	-44.81	1.25	-67.83	14.62	8.06	7.25
Prior Year Adjustments	0.00	0.00	0.00	0.00	0.00	0.00
Profit brought forward	-65.81	-66.76	0.28	0.29	0.24	0.17
IV. Appropriations
Transfer to Statutory Reserve	0.00	0.32	0.00	4.03	2.50	2.21
Transfer to Other Reserves	0.00	0.00	-0.75	7.50	2.70	2.29
Trans. to Government /Proposed Dividend	0.00	0.00	0.00	3.11	2.83	2.69
Balance carried forward to Balance Sheet	-110.62	-65.81	-66.76	0.28	0.29	0.24
Equity Dividend %	0.00	0.00	0.00	25.00	25.00	24.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Per Share-Unit Curr	0.00	1.25	0.00	13.79	7.65	6.88
Earnings Per Share(Adj)-Unit Curr	0.00	1.25	0.00	13.79	7.65	6.88
Book Value-Unit Curr	-59.17	-15.24	-16.48	49.98	38.69	34.89
Book Value(Adj)-Unit Curr	-59.17	-15.24	-16.48	49.98	38.69	34.89