Equity Analysis

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Credit-Deposit(%)	100.34	107.74	112.39	121.03	126.78
Investment / Deposit (%)	39.35	42.86	47.12	59.05	76.62
Cash / Deposit (%)	6.32	8.84	8.30	5.28	5.55
Interest Expended / Interest Earned (%)	45.75	44.41	43.48	53.78	62.74
Other Income / Total Income (%)	16.52	16.43	15.80	12.16	9.55
Operating Expenses / Total Income (%)	44.64	44.75	47.29	39.02	32.51
Interest Income / Total Funds (%)	11.31	10.56	9.72	10.22	10.30
Interest Expended / Total Funds (%)	5.17	4.69	4.22	5.50	6.46
Net Interest Income / Total Funds (%)	6.13	5.87	5.49	4.72	3.84
Non Interest Income / Total Funds (%)	2.24	2.08	1.82	1.42	1.09
Operating Expenses / Total Funds (%)	6.05	5.66	5.46	4.54	3.70
Profit before Provisions / Total Funds (%)	2.33	2.29	1.86	1.60	1.22
Net Profit / Total funds (%)	1.10	1.13	0.08	0.29	-1.81
RONW (%)	9.67	9.17	0.63	2.45	0.00