Equity Analysis

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Credit-Deposit(%)	84.05	85.70	91.13	99.13	109.27
Investment / Deposit (%)	30.15	29.01	29.49	34.57	39.11
Cash / Deposit (%)	8.66	12.03	8.27	4.21	4.08
Interest Expended / Interest Earned (%)	51.14	46.07	45.39	52.21	55.46
Other Income / Total Income (%)	14.19	11.20	14.37	22.30	14.14
Operating Expenses / Total Income (%)	36.30	37.23	34.75	25.83	28.31
Interest Income / Total Funds (%)	10.57	10.30	9.81	10.56	11.46
Interest Expended / Total Funds (%)	5.41	4.75	4.45	5.51	6.36
Net Interest Income / Total Funds (%)	5.17	5.56	5.36	5.05	5.10
Non Interest Income / Total Funds (%)	1.75	1.30	1.65	3.03	1.89
Operating Expenses / Total Funds (%)	4.47	4.32	3.98	3.51	3.78
Profit before Provisions / Total Funds (%)	2.44	2.54	3.01	4.54	3.20
Net Profit / Total funds (%)	1.54	1.79	1.87	2.50	1.80
RONW (%)	13.04	15.44	16.39	21.98	17.90