Equity Analysis

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Credit-Deposit(%)	81.85	79.46	77.99	89.08	96.66
Investment / Deposit (%)	31.03	31.21	29.91	31.60	30.11
Cash / Deposit (%)	9.72	11.81	13.03	10.02	9.68
Interest Expended / Interest Earned (%)	51.24	48.35	50.75	54.53	57.37
Other Income / Total Income (%)	19.71	20.46	22.26	18.45	18.32
Operating Expenses / Total Income (%)	39.22	43.44	34.44	26.77	27.10
Interest Income / Total Funds (%)	9.75	8.71	7.90	8.78	10.06
Interest Expended / Total Funds (%)	4.99	4.21	4.01	4.79	5.77
Net Interest Income / Total Funds (%)	4.75	4.50	3.89	3.99	4.29
Non Interest Income / Total Funds (%)	2.39	2.24	2.26	1.99	2.26
Operating Expenses / Total Funds (%)	4.76	4.76	3.50	2.88	3.34
Profit before Provisions / Total Funds (%)	2.38	1.98	2.65	3.08	3.21
Net Profit / Total funds (%)	0.92	0.79	-0.07	0.54	0.60
RONW (%)	8.23	6.74	0.00	4.37	5.58