Equity Analysis

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Credit-Deposit(%)	82.39	80.84	78.12	78.21	80.94
Investment / Deposit (%)	23.58	22.31	21.55	22.49	23.57
Cash / Deposit (%)	5.17	7.25	6.69	4.25	4.38
Interest Expended / Interest Earned (%)	62.62	56.96	56.36	59.78	64.81
Other Income / Total Income (%)	12.19	12.18	13.26	12.46	12.76
Operating Expenses / Total Income (%)	21.53	21.03	27.00	23.27	22.01
Interest Income / Total Funds (%)	7.79	6.97	6.46	7.19	7.76
Interest Expended / Total Funds (%)	4.88	3.97	3.64	4.30	5.03
Net Interest Income / Total Funds (%)	2.91	3.00	2.82	2.89	2.73
Non Interest Income / Total Funds (%)	1.08	0.97	0.99	1.02	1.13
Operating Expenses / Total Funds (%)	1.91	1.67	2.01	1.91	1.96
Profit before Provisions / Total Funds (%)	1.82	1.99	1.78	1.99	1.88
Net Profit / Total funds (%)	1.31	1.25	0.89	0.83	0.91
RONW (%)	14.71	14.94	10.83	10.38	11.11