1 Non-convertible Debentures (Rs 39,000 crore) - ‘IND AAA'/ Outlook Stable 2 Retail Non-convertible Debentures (Rs 10,000 crore) - ‘IND AAA'/ Outlook Stable (The rated limit is interchangeable with retail subordinated debt) 3 Private Sub Debt (Rs 34,500 crore) - ‘IND AAA'/ Outlook Stable 4 Principal Protected Market Linked Debenture (Rs 1,500 crore) - IND PP-MLD AAA/Stable 5 Retail Subordinate Debt (Rs 3,000 crore) - ‘IND AAA'/ Outlook Stable 6 Commercial Paper (Rs 15,000 crore) - IND A1+ 7 Bank Loan (Rs 65,000 crore) - IND AAA/ Stable/ IND A1+