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1) Your age is |
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Under 30 |
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30 - 40 |
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41 - 50 |
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51 - 60 |
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60 or over |
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2) Your current annual take-home income is |
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Under 100,000 (Rs) |
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between 100,000 (Rs) and 200,000 (Rs) |
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between 200,000 (Rs) and 500,000 (Rs) |
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between 500,000 (Rs) and 10,00,000 (Rs) |
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over 10,00,000 (Rs) |
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3) The number of years you have until retirement is |
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3 years or less |
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3 to 5 years |
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5 to 10 years |
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10 to 15 years |
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15 years or more |
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4) Your present job or business is |
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Is not dependable |
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Is relatively secure |
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Is secure |
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doesn't matter as you already have enough wealth |
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doesn't matter as you can easily find an equally good new job/career |
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5) What is your expectation of how your future earnings would be |
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It would far outpace inflation |
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It would be somewhat ahead of inflation |
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It would keep pace with inflation |
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It may not be able to keep pace with inflation |
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6) How would you describe yourself as a risk-taker? |
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Careless |
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Willing to take risks for higher returns |
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Can take calculated risks |
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low risk taking capability |
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extremely averse to risk |
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7) How good is your knowledge of finance? |
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I'm an expert in the field of finance |
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I'm proficient in finance |
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I don't know much about finance but I keep myself updated about the developments through newspapers, journals, TV, etc. |
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Limited to knowing things like how the stock market or certain select script is/ are moving |
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I'm totally zero as far as knowledge of finance is concerned |
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8) If you lose your job or stop working today, how long do you think your savings can support you |
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less than 3 months |
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3 - 6 months |
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6 months to 1 year |
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1 - 3 years |
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More than 3 years |
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9) If you had (Rs).50,000 to invest, which of the following choices would you make ? |
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Put the money in Bank Fixed Deposit and Bonds |
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Invest the money in Mutual Funds |
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Invest the money in Shares |
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Invest in a combination of the above with higher proportion of Bank FDs and Bonds |
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Invest in a combination of the above with higher proportion of Mutual Funds and shares |
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10) You have a market tip on the price appreciation of a certain scrip, you |
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Immediately invest in the scrip |
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Invest if you feel that the source of the tip is an experienced / expert market player |
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Do some enquiry and analysis and then decide |
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Want to invest but are generally unable to take a decision in such cases |
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You don't rely on such tips or totally ignore it |
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11) You are on a TV game show and you win (Rs).10,000. You have a choice to keep the money or risk it to win a higher amount. You : |
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Are happy with the 10,000 (Rs) that you've earned |
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Risk the 10,000 (Rs) on a 50% chance of winning 30,000 (Rs) |
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Risk the 10,000 (Rs) on a 25% chance of winning 75,000 (Rs) |
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Risk the 10,000 (Rs) on a 10% chance of winning 1,00,000 (Rs) |
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12) Which one of the following best describes your feeling immediately after making an investment,
you : |
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Are not bothered - its just another investment for you |
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Are satisfied and content with the decision |
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Are not very sure whether you made the right decision |
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Are worried |
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Generally regret your decision |
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13) The stock market has dropped 25% and a share that you own also dropped 25%, but the market expects the share to go up again. What would you do ?
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Sell all the shares |
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Sell some of them |
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Buy more of them |
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Keep all of them as you expect the price to reach the earlier level |
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Keep all of them as you are afraid of booking a loss |
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14)
You have a substantial sum of money spare for about 6 months after which you need
this sum to repay a loan, this sum is currently not invested anywhere. You would:
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keep the money in your Bank Fixed Deposit or Open ended Debt Mutual Funds
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invest the money in Open ended Equity Oriented Mutual Fund |
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invest the money in Equity Shares |
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loan the money at market rates to businessmen
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invest the money in a combination of above |
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15) You are financially responsible for (exclude dependents who can be supported by your spouse's income)
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only yourself. |
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1 person besides yourself |
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2 to 3 persons besides youself |
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4 to 5 persons besides youself |
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more than 5 persons besides yourself |
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