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Overview
Key Ratios
Financials
Shareholding
Company Info
Peer Comparison

Fino Payments Bank Ltd Banks - Private Sector

Indian Private
BSE Code : 75802.0
ISIN : INE02NC01014

130.16 3 (2.05%)

As on 13 Nov 2026 (EOD)

Today’s Low
126.50
Today’s High
135.00

Open
128.50
Perv Close
127.54
52W Low
110.03
52W High
326.70

Key Indicators

P/E(TTM)

0.00
Mar.Cap (₹Cr.)

1,083.17
Div & Yield %

0.00
Book Value(₹)

88.30
Debt-Equity Ratio

2.05
AGM Date

13-Nov-2026
EPS

0.00
P/E Ratio

0.00

Financials Ratios

Debt-Equity Ratio

-
Mar.Cap (₹Cr.)

1,083.17

RONW (%)

-
ROCE (%)

-

Score Board

Equity (₹ in Cr.)

83.22
BV (₹)

88.30
Sales( ₹ in Cr.)

1,587.92
NP (in Cr.)

52.46
NP Var(%)

-43.0
Div%

0.0
CPS (₹)

15.50
EPS (₹)

6.30
Traded Value (₹ in Lakhs)

1,083.92

52 Week High

326.70
52 Week Low

110.03
Price BSE

130.0
Price NSE

130.00
Market Capital( in Cr.)

1,083.92
P/C Ratio

8.40
P/E Ratio

20.60
Price Vs.BV

6.30

21-Oct-2026( 08:22)

Corporate News - Fino... - <p>Fino Payments Bank Limited...
02-Oct-2026( 12:22)

Corporate News - Fino... - <p>Fino Payments Bank Limited...
01-Oct-2026( 07:49)

Corporate News - Fino... - <p>Fino Payments Bank Limited...
29-Sep-2026( 07:47)

Corporate News - Fino... - <p>Fino Payments Bank Limited...

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Financials

All Values are in (₹Cr)

Particulars(INCOME)	2026 Mar	2025 Mar	2024 Mar	2023 Mar	2022 Mar	2021 Mar
INCOME :
Interest Earned	248.17	195.23	150.05	94.86	35.63	20.25
Other Income	1,339.75	1,651.87	1,328.34	1,135.05	973.23	770.77
Total Income	1,587.92	1,847.10	1,478.39	1,229.91	1,008.86	791.02
EXPENDITURE :
Interest Expended	114.28	100.58	78.90	47.37	15.31	9.54
Payments to and Provisions for Employees	226.68	212.76	177.37	155.61	133.26	114.71
Operating Expenses & Administrative Expenses	120.77	105.34	81.08	70.19	69.33	49.06
Depreciation	76.15	62.15	53.45	41.85	35.45	53.58
Other Expenses, Provisions & Contingencies	982.63	1,257.92	1,001.28	849.81	712.77	543.65
Provision for Tax	14.95	15.82	0.08	0.00	0.00	0.00
Provision Towards Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Total Expenditure	1,535.46	1,754.57	1,392.16	1,164.82	966.12	770.55
PROFIT & LOSS
Net Profit / Loss for The Year	52.46	92.53	86.22	65.09	42.74	20.47
Extraordinary Items	0.00	0.04	0.01	-0.02	-0.33	-0.64
Adjusted Net Profit	52.46	92.49	86.21	65.11	43.07	21.11
Profit brought forward	-135.43	-191.96	-246.76	-271.68	-303.62	-318.98
APPROPRIATION
Transfer to Statutory Reserve	13.11	23.13	21.56	16.27	10.69	5.12
Transfer to Other Reserves	17.32	12.87	9.86	23.90	0.11	0.00
Trans. to Government /Proposed Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Balance carried forward to Balance Sheet	-113.41	-135.43	-191.96	-246.76	-271.68	-303.62
Equity Dividend(%)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Per Share-Unit Curr	6.30	11.12	10.36	7.82	5.14	4.59
Earnings Per Share(Adj)-Unit Curr	6.30	11.12	10.36	7.82	5.14	-
Book Value-Unit Curr	96.76	89.75	77.29	66.40	57.66	33.77
Book Value(Adj)-Unit Curr	96.76	89.75	77.29	66.40	57.66	-

Shareholding Pattern

Promoter Group

75.00%
Public Share Holding

25.00%

Category of Shareholder	No of Shares	% Holdings	Demat Shares	Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate	0	0.00	0	0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign)	0	0.00	0	0
Foreign Promoter(Institutional)	0	0.00	0	0
Promoter Others	0	0.00	0	0
Sub Total	0	0.00	0	0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group)	62,411,985	75.00	62,411,985	1
Government(Central / State)-Indian (Promoter & Group)	0	0.00	0	0
Directors & their Relatives-Indian (Promoter & Group)	0	0.00	0	0
Financial Institutions / Banks-Indian (Promoter & Group)	0	0.00	0	0
Individuals / Hindu Undivided Family-Indian (Promoter & Group)	12	0.00	12	6
Partnership Firms-Indian (Promoter & Group)	0	0.00	0	0
Persons Acting in Concert	0	0.00	0	0
Trusts	0	0.00	0	0
Others	0	0.00	0	0
Sub Total	62,411,997	75.00	62,411,997	7
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State)	0	0.00	0	0
Clearing Members	0	0.00	0	0
Corporate Bodies	0	0.00	0	0
Foreign Direct Investments	0	0.00	0	0
Financial Institutions / Banks	0	0.00	0	0
Foreign Bank	0	0.00	0	0
Foreign Bodies Corporate/OCBs/FBC	0	0.00	0	0
Foreign Collaborators	0	0.00	0	0
Foreign Institutional Investors	27,569	0.03	27,569	8
Foreign Venture Capital Investors	0	0.00	0	0
Foreign Institution Other	0	0.00	0	0
Insurance Companies	0	0.00	0	0
Mutual Funds / UTI	0	0.00	0	0
Individuals (Non-Resident / Foreign)	0	0.00	0	0
NSDL Intransit	0	0.00	0	0
Others	720	0.00	720	1
Trusts	0	0.00	0	0
Venture Capital Funds	0	0.00	0	0
Sub total	28,289	0.03	28,289	9
2] Non Institution
Bodies Corporate	3,239,299	3.89	3,239,299	177
Clearing Members	0	0.00	0	0
Directors of their Relatives	0	0.00	0	0
Employees	0	0.00	0	0
Escrow Account	0	0.00	0	0
Foreign Corporate Bodies	0	0.00	0	0
Foreign Direct Investments	0	0.00	0	0
NRIs/Foreign Individuals/Foreign Nationals	755,321	0.91	755,321	725
Foreign Non Institution Other	0	0.00	0	0
Hindu Undivided Families	435,971	0.52	435,971	1,302
Indian Public	0	0.00	0	0
Individuals holding nominal share capital in excess of Rs. 1 lakh	6,506,419	7.82	6,506,419	82
Individuals holding nominal share capital up to Rs. 1 lakh	9,836,778	11.82	9,836,777	63,450
Market Maker	0	0.00	0	0
NSDL Transit	0	0.00	0	0
Shares in transit	0	0.00	0	0
Societies	0	0.00	0	0
Trust & Foundation	2	0.00	2	1
Others	4,326	0.01	4,326	2
Sub Total	20,778,116	24.97	20,778,115	65,739
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR	0	0.00	0	0
GDR	0	0.00	0	0
Other Custodians	0	0.00	0	0
Total Shares held by Custodians and against which Depository Receipts have been issued	0	0.00	0	0
Grand Total ( A + B + C )	83,218,402	100.00	83,218,401	65,755

Company Background

Fino Payments Bank LtdBanks - Private Sector

Fino Payments Bank Ltd
BSE Code : 75802.0
ISIN : INE02NC01014

Incorporation Year

2007
Registered Office

Mindspace Juinagar Plot No Gen
2/1/F Tower 1 8thFlr TTC IndlA, Navi Mumbai,
Maharashtra-400706
Telephone

91-22-7104 7000
FAX
Chairman

RAJAT KUMAR JAIN
Managing Director

RISHI GUPTA
Company Secretary

Basavraj Loni
Auditor

A P Sanzgiri & Co/Bilimoria Mehta and Co
Face Value

10
Listing

NSE
Registrar

KFin Techologies Ltd
Karvy Selenium Tow-B,
31&32 Financial Dist,Nanakramguda
Mumbai - Hyderabad-500032

Fino Payments Bank Ltd Peer Comparison

Profit & Loss

Financial Ratios

Balance Sheet

Company Name	LTP (₹)	Revenue	Sales	P/E Ratio
Fino Payments	130.25	1,587.92	248.17	-71.17
ICICI Bank	1,584.00	200,703.68	169,946.09	20.81
SBI	1,080.50	556,240.68	482,797.17	11.75
HDFC Bank	803.05	370,054.63	307,522.07	16.21
Kotak Mah. Bank	487.60	67,187.26	55,563.98	30.69
Karur Vysya Bank	384.00	13,158.67	11,074.35	12.54
Federal Bank	361.45	32,135.76	27,695.38	18.39
Bank of Baroda	273.55	142,750.49	126,993.66	7.65
Canara Bank	131.00	153,204.21	126,366.17	6.03
IDBI Bank	79.98	35,743.53	28,997.26	10.48
UCO Bank	24.84	29,740.99	26,281.36	10.44

NSE

Hitachi Energy

SBI

TD Power Systems

Reliance Industries

Amber Enterp.

Bharti Airtel

Larsen & Toubro

Kalyan Jewellers

SBI Funds Mgt.

Cupid

Apollo Micro Sys

M & M

3M India

Kotak Mah. Bank

Bajaj Finance

Cholaman.Inv.&Fn

Netweb Technol.

BLS Polymers

Maruti Suzuki

Fino Payments Bank Ltd Banks - Private Sector

130.16 3 (2.05%)

Key Indicators

Financials Ratios

Score Board

Navigate The Market With Confidence

Financials

Shareholding Pattern

Company Background

Fino Payments Bank LtdBanks - Private Sector

Fino Payments Bank Ltd Peer Comparison