Company Profile

Home
Markets
Company Profile

Suzlon Energy
74.30 86.04(%)
Reliance Power
60.50 60.50(%)
Swiggy
338.00 617.00(%)
Mazagon Dock
3,450.00 1,200.00(%)
Eternal Ltd
243.00 304.50(%)
MMTC
88.20 131.88(%)
Garden Reach Sh.
2,926.85 1,148.10(%)
Waaree Energies
2,956.60 1,808.65(%)
Indian Energy Ex
203.20 244.35(%)
Bharat Dynamics
2,096.00 2,096.00(%)
Engineers India
239.00 304.00(%)
NBCC
126.41 139.83(%)
IFCI
66.71 35.67(%)
Muthoot Finance
2,241.75 2,444.65(%)
HDFC Bank
1,948.60 1,977.95(%)
LMW
16,640.85 13,456.85(%)
Hind.Aeronautics
4,962.00 3,045.95(%)
Pidilite Inds.
3,127.25 3,414.40(%)
Infosys
1,555.10 1,307.10(%)
Ola Electric
48.07 45.55(%)

Overview
Key Ratios
Financials
Shareholding
Company Info
Peer Comparison

Fino Payments Bank Ltd Banks - Private Sector

Indian Private
BSE Code : 75802.0
ISIN : INE02NC01014

238.99 -2 (-0.70%)

As on 31 May 2025 (EOD)

Today’s Low
235.28
Today’s High
242.82

Open
241.25
Perv Close
240.68
52W Low
200.00
52W High
467.00

Key Indicators

P/E(TTM)

21.48
Mar.Cap (₹Cr.)

1,988.84
Div & Yield %

0.00
Book Value(₹)

86.44
Debt-Equity Ratio

-0.70
AGM Date

30-May-2025
EPS

11.12
P/E Ratio

21.48

Financials Ratios

Debt-Equity Ratio

-
Mar.Cap (₹Cr.)

1,988.84

RONW (%)

-
ROCE (%)

-

Score Board

Equity (₹ in Cr.)

83.22
BV (₹)

86.40
Sales( ₹ in Cr.)

1,847.10
NP (in Cr.)

92.53
NP Var(%)

7.0
Div%

0.0
CPS (₹)

11.10
EPS (₹)

11.10
Traded Value (₹ in Lakhs)

1,987.67

52 Week High

467.00
52 Week Low

200.00
Price BSE

239.0
Price NSE

239.00
Market Capital( in Cr.)

1,987.67
P/C Ratio

21.50
P/E Ratio

21.50
Price Vs.BV

11.10

28-Apr-2025( 09:48)

Results - Announcements - Fino... - Net profit of Fino Payments Ba...
19-Apr-2025( 10:39)

Corporate News - Fino... - Fino Payments Bank will hold...
30-Jan-2025( 07:39)

Results - Announcements - Fino... - Net profit of Fino Payments Ba...
29-Jan-2025( 07:28)

Corporate News - Board... - The Board of Fino Payments Ban...

Invest Now!

Navigate The Market With Confidence

Your all-in-one destination for expert investment guidance and streamlined portfolio management solutions

Financials

All Values are in (₹Cr)

Particulars(INCOME)	2024 Mar	2023 Mar	2022 Mar	2021 Mar	2020 Mar	2019 Mar
INCOME :
Interest Earned	150.05	94.86	35.63	20.25	18.13	19.15
Other Income	1,328.34	1,135.05	973.23	770.77	673.27	351.97
Total Income	1,478.39	1,229.91	1,008.86	791.02	691.40	371.12
EXPENDITURE :
Interest Expended	78.90	47.37	15.31	9.54	9.87	5.53
Payments to and Provisions for Employees	177.37	155.61	133.26	114.71	123.88	127.20
Operating Expenses & Administrative Expenses	81.08	70.19	69.33	49.06	49.30	46.11
Depreciation	53.45	41.85	35.45	53.58	23.57	18.26
Other Expenses, Provisions & Contingencies	1,001.28	849.81	712.77	543.65	516.82	236.41
Provision for Tax	0.08	0.00	0.00	0.00	0.00	0.00
Provision Towards Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Total Expenditure	1,392.16	1,164.82	966.12	770.55	723.44	433.51
PROFIT & LOSS
Net Profit / Loss for The Year	86.22	65.09	42.74	20.47	-32.04	-62.38
Extraordinary Items	0.01	-0.02	-0.33	-0.64	0.29	0.01
Adjusted Net Profit	86.21	65.11	43.07	21.11	-32.33	-62.39
Profit brought forward	-246.76	-271.68	-303.62	-318.98	-605.92	-224.56
APPROPRIATION
Transfer to Statutory Reserve	21.56	16.27	10.69	5.12	0.00	0.00
Transfer to Other Reserves	9.86	23.90	0.11	0.00	0.00	0.00
Trans. to Government /Proposed Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Balance carried forward to Balance Sheet	-191.96	-246.76	-271.68	-303.62	-318.98	-286.94
Equity Dividend(%)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Per Share-Unit Curr	10.36	7.82	5.14	4.59	-7.19	-13.99
Earnings Per Share(Adj)-Unit Curr	10.36	7.82	5.14	-	-	-
Book Value-Unit Curr	77.29	66.40	57.66	33.77	29.18	36.36
Book Value(Adj)-Unit Curr	77.29	66.40	57.66	-	-	-

Shareholding Pattern

Promoter Group

75.00%
Public Share Holding

25.00%

Category of Shareholder	No of Shares	% Holdings	Demat Shares	Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate	0	0.00	0	0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign)	0	0.00	0	0
Foreign Promoter(Institutional)	0	0.00	0	0
Promoter Others	0	0.00	0	0
Sub Total	0	0.00	0	0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group)	62,411,985	75.00	62,411,985	1
Government(Central / State)-Indian (Promoter & Group)	0	0.00	0	0
Directors & their Relatives-Indian (Promoter & Group)	0	0.00	0	0
Financial Institutions / Banks-Indian (Promoter & Group)	0	0.00	0	0
Individuals / Hindu Undivided Family-Indian (Promoter & Group)	12	0.00	12	6
Partnership Firms-Indian (Promoter & Group)	0	0.00	0	0
Persons Acting in Concert	0	0.00	0	0
Trusts	0	0.00	0	0
Others	0	0.00	0	0
Sub Total	62,411,997	75.00	62,411,997	7
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State)	0	0.00	0	0
Clearing Members	0	0.00	0	0
Corporate Bodies	0	0.00	0	0
Foreign Direct Investments	0	0.00	0	0
Financial Institutions / Banks	0	0.00	0	0
Foreign Bank	0	0.00	0	0
Foreign Bodies Corporate/OCBs/FBC	0	0.00	0	0
Foreign Collaborators	0	0.00	0	0
Foreign Institutional Investors	3,398,286	4.08	3,398,286	31
Foreign Venture Capital Investors	0	0.00	0	0
Foreign Institution Other	0	0.00	0	0
Insurance Companies	283,720	0.34	283,720	1
Mutual Funds / UTI	2,524,586	3.03	2,524,586	2
Individuals (Non-Resident / Foreign)	0	0.00	0	0
NSDL Intransit	0	0.00	0	0
Others	121,632	0.15	121,632	2
Trusts	0	0.00	0	0
Venture Capital Funds	0	0.00	0	0
Sub total	6,328,224	7.60	6,328,224	36
2] Non Institution
Bodies Corporate	2,184,932	2.63	2,184,932	248
Clearing Members	3,271	0.00	3,271	1
Directors of their Relatives	5,360	0.01	5,360	2
Employees	0	0.00	0	0
Escrow Account	0	0.00	0	0
Foreign Corporate Bodies	0	0.00	0	0
Foreign Direct Investments	0	0.00	0	0
NRIs/Foreign Individuals/Foreign Nationals	439,200	0.53	439,200	960
Foreign Non Institution Other	0	0.00	0	0
Hindu Undivided Families	360,708	0.43	360,708	1,389
Indian Public	0	0.00	0	0
Individuals holding nominal share capital in excess of Rs. 1 lakh	4,313,513	5.18	4,313,513	51
Individuals holding nominal share capital up to Rs. 1 lakh	7,164,208	8.61	7,164,208	61,404
Market Maker	0	0.00	0	0
NSDL Transit	0	0.00	0	0
Shares in transit	0	0.00	0	0
Societies	0	0.00	0	0
Trust & Foundation	2,663	0.00	2,663	4
Others	4,326	0.01	4,326	2
Sub Total	14,478,181	17.40	14,478,181	64,061
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR	0	0.00	0	0
GDR	0	0.00	0	0
Other Custodians	0	0.00	0	0
Total Shares held by Custodians and against which Depository Receipts have been issued	0	0.00	0	0
Grand Total ( A + B + C )	83,218,402	100.00	83,218,402	64,104

Company Background

Fino Payments Bank LtdBanks - Private Sector

Fino Payments Bank Ltd
BSE Code : 75802.0
ISIN : INE02NC01014

Incorporation Year

2007
Registered Office

Mindspace Juinagar Plot No Gen
2/1/F Tower 1 8thFlr TTC IndlA, Navi Mumbai,
Maharashtra-400706
Telephone

91-22-7104 7000
FAX
Chairman

RAJAT KUMAR JAIN
Managing Director

RISHI GUPTA
Company Secretary

Basavraj Loni
Auditor

A P Sanzgiri & Co
Face Value

10
Listing

NSE
Registrar

KFin Techologies Ltd
Karvy Selenium Tow-B,
31&32 Financial Dist,Nanakramguda
Mumbai - Hyderabad-500032

Fino Payments Bank Ltd Peer Comparison

Profit & Loss

Financial Ratios

Balance Sheet

Company Name	LTP (₹)	Revenue	Sales	P/E Ratio
Fino Payments	238.85	1,478.38	150.05	21.48
Kotak Mah. Bank	2,075.70	56,072.01	45,798.91	25.09
HDFC Bank	1,944.60	307,581.57	258,340.58	22.11
ICICI Bank	1,445.95	165,848.71	142,890.94	21.83
St Bk of India	812.40	524,172.41	462,489.35	10.23
Bank of Baroda	249.70	127,101.31	112,605.95	6.60
Karur Vysya Bank	222.25	9,862.63	8,203.94	9.21
Federal Bank	202.00	25,267.53	22,188.26	12.24
Canara Bank	114.82	127,654.36	108,687.93	6.12
IDBI Bank	96.90	30,037.04	26,426.13	13.86
UCO Bank	33.02	29,473.55	25,066.91	16.93

Suzlon Energy

Reliance Power

Swiggy

Mazagon Dock

Eternal Ltd

MMTC

Garden Reach Sh.

Waaree Energies

Indian Energy Ex

Bharat Dynamics

Engineers India

NBCC

IFCI

Muthoot Finance

HDFC Bank

LMW

Hind.Aeronautics

Pidilite Inds.

Infosys

Ola Electric

Fino Payments Bank Ltd Banks - Private Sector

238.99 -2 (-0.70%)

Key Indicators

Financials Ratios

Score Board

Navigate The Market With Confidence

Financials

Shareholding Pattern

Company Background

Fino Payments Bank LtdBanks - Private Sector

Fino Payments Bank Ltd Peer Comparison