• SENSEX 78,009.25
    -70.71 (--0.09%)
  • BANKNIFTY 57,491.10
    -144.15 (--0.25%)
  • ICICI Pru Life
    511.95 706.50(%)
  • HDFC Bank
    729.65 1,020.35(%)
  • Apollo Hospitals
    8,925.00 9,326.80(%)
  • Wework India
    700.00 419.60(%)
  • LG Electronics
    1,736.35 1,736.40(%)
  • Gland Pharma
    3,039.00 3,039.00(%)
  • Bharti Airtel
    2,005.65 2,174.70(%)
  • Leap India
    143.10 143.10(%)
  • Blue Star
    1,497.00 1,450.00(%)
  • Cupid
    288.00 32.76(%)
  • Netweb Technol.
    4,995.00 2,037.65(%)
  • Honasa Consumer
    509.90 509.90(%)
  • Manorama Indust.
    1,867.00 1,867.00(%)
  • Vodafone Idea
    14.17 15.35(%)
  • Technocraft Ven.
    334.60 334.60(%)
  • Bharat Dynamics
    1,420.00 1,655.25(%)
  • Dixon Technolog.
    14,210.00 18,471.50(%)
  • Billionbrains
    194.60 112.02(%)
  • Infosys
    1,159.00 984.00(%)
  • Gujarat Fluoroch
    4,897.00 4,959.45(%)
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Fino Payments Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 75802.0
  • ISIN : INE02NC01014
150.24 -13 (-8.22%)
  • As on 14 Aug 2026 (EOD)

  • Today’s Low

    149.00

  • Today’s High

    158.00

  • Open

    158.00

  • Perv Close

    163.70

  • 52W Low

    110.03

  • 52W High

    339.00

Key Indicators

  • P/E(TTM)

    22.35

  • Mar.Cap (₹Cr.)

    1,250.27

  • Div & Yield %

    0.00

  • Book Value(₹)

    92.56

  • Debt-Equity Ratio

    -8.22

  • AGM Date

    14-Aug-2026

  • EPS

    6.71

  • P/E Ratio

    22.35

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    1,250.27

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    83.22

  • BV (₹)

    92.60

  • Sales( ₹ in Cr.)

    1,587.93

  • NP (in Cr.)

    55.88

  • NP Var(%)

    -40.0

  • Div%

    0.0

  • CPS (₹)

    6.70

  • EPS (₹)

    6.70

  • Traded Value (₹ in Lakhs)

    1,362.70

  • 52 Week High

    339.00

  • 52 Week Low

    110.03

  • Price BSE

    164.0

  • Price NSE

    164.00

  • Market Capital( in Cr.)

    1,362.70

  • P/C Ratio

    24.40

  • P/E Ratio

    24.40

  • Price Vs.BV

    6.70

View More
Invest Now!

Navigate The Market With Confidence

Your all-in-one destination for expert investment guidance and streamlined portfolio management solutions

Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 195.23 150.05 94.86 35.63 20.25 18.13
Other Income 1,651.87 1,328.34 1,135.05 973.23 770.77 673.27
Total Income 1,847.10 1,478.39 1,229.91 1,008.86 791.02 691.40
EXPENDITURE :            
Interest Expended 100.58 78.90 47.37 15.31 9.54 9.87
Payments to and Provisions for Employees 206.58 177.37 155.61 133.26 114.71 123.88
Operating Expenses & Administrative Expenses 109.76 81.08 70.19 69.33 49.06 49.30
Depreciation 62.15 53.45 41.85 35.45 53.58 23.57
Other Expenses, Provisions & Contingencies 1,259.67 1,001.28 849.81 712.77 543.65 516.82
Provision for Tax 15.82 0.08 0.00 0.00 0.00 0.00
Provision Towards Deferred Tax 0.00 0.00 0.00 0.00 0.00 0.00
Total Expenditure 1,754.57 1,392.16 1,164.82 966.12 770.55 723.44
PROFIT & LOSS            
Net Profit / Loss for The Year 92.53 86.22 65.09 42.74 20.47 -32.04
Extraordinary Items 0.03 0.01 -0.02 -0.33 -0.64 0.29
Adjusted Net Profit 92.50 86.21 65.11 43.07 21.11 -32.33
Profit brought forward -191.96 -246.76 -271.68 -303.62 -318.98 -605.92
APPROPRIATION            
Transfer to Statutory Reserve 23.13 21.56 16.27 10.69 5.12 0.00
Transfer to Other Reserves 12.87 9.86 23.90 0.11 0.00 0.00
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet -135.43 -191.96 -246.76 -271.68 -303.62 -318.98
Equity Dividend(%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 11.12 10.36 7.82 5.14 4.59 -7.19
Earnings Per Share(Adj)-Unit Curr 11.12 10.36 7.82 5.14 - -
Book Value-Unit Curr 89.75 77.29 66.40 57.66 33.77 29.18
Book Value(Adj)-Unit Curr 89.75 77.29 66.40 57.66 - -

Shareholding Pattern

  • Promoter Group

    75.00%

  • Public Share Holding

    25.00%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 62,411,985 75.00 62,411,985 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 12 0.00 12 6
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 62,411,997 75.00 62,411,997 7
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 262,079 0.31 262,079 10
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 0 0.00 0 0
Mutual Funds / UTI 0 0.00 0 0
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 1,050 0.00 1,050 1
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 263,129 0.32 263,129 11
2] Non Institution
Bodies Corporate 3,698,604 4.44 3,698,604 205
Clearing Members 0 0.00 0 0
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 800,557 0.96 800,557 739
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 425,045 0.51 425,045 1,288
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 6,350,788 7.63 6,350,788 77
Individuals holding nominal share capital up to Rs. 1 lakh 9,263,954 11.13 9,263,954 59,795
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 2 0.00 2 1
Others 4,326 0.01 4,326 2
Sub Total 20,543,276 24.69 20,543,276 62,107
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 83,218,402 100.00 83,218,402 62,125

Company Background

Fino Payments Bank LtdBanks - Private Sector

  • Fino Payments Bank Ltd
  • BSE Code : 75802.0
  • ISIN : INE02NC01014

  • Incorporation Year

    2007

  • Registered Office

    Mindspace Juinagar Plot No Gen
    2/1/F Tower 1 8thFlr TTC IndlA, Navi Mumbai,
    Maharashtra-400706

  • Telephone

    91-22-7104 7000

  • FAX

  • Chairman

    RAJAT KUMAR JAIN

  • Managing Director

    RISHI GUPTA

  • Company Secretary

    Basavraj Loni

  • Auditor

    A P Sanzgiri & Co/Bilimoria Mehta and Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Fino Payments Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Fino Payments 150.00 1,847.10 195.23 23.81 0.00
ICICI Bank 1,418.00 200,703.68 169,946.09 19.50 0.00
SBI 1,068.00 556,240.68 482,797.17 12.02 0.00
HDFC Bank 727.35 370,054.63 307,522.07 14.83 0.00
Kotak Mah. Bank 393.00 67,187.26 55,563.98 26.32 0.00
Federal Bank 353.00 32,135.76 27,695.38 19.69 0.00
Karur Vysya Bank 331.65 13,158.67 11,074.35 11.68 0.00
Bank of Baroda 248.20 142,750.49 126,993.66 7.66 0.00
Canara Bank 131.15 153,204.21 126,366.17 6.17 0.00
IDBI Bank 82.40 35,743.53 28,997.26 9.21 0.00
UCO Bank 25.99 29,740.99 26,281.36 11.55 0.00