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Overview
Key Ratios
Financials
Shareholding
Company Info
Peer Comparison

Fino Payments Bank Ltd Banks - Private Sector

Indian Private
BSE Code : 75802.0
ISIN : INE02NC01014

171.04 -2 (-1.02%)

As on 22 Jul 2026 (EOD)

Today’s Low
167.52
Today’s High
174.50

Open
171.98
Perv Close
172.80
52W Low
110.03
52W High
339.00

Key Indicators

P/E(TTM)

25.57
Mar.Cap (₹Cr.)

1,423.37
Div & Yield %

0.00
Book Value(₹)

92.56
Debt-Equity Ratio

-1.02
AGM Date

22-Jul-2026
EPS

6.71
P/E Ratio

25.57

Financials Ratios

Debt-Equity Ratio

-
Mar.Cap (₹Cr.)

1,423.37

RONW (%)

-
ROCE (%)

-

Score Board

Equity (₹ in Cr.)

83.22
BV (₹)

92.60
Sales( ₹ in Cr.)

1,587.93
NP (in Cr.)

55.88
NP Var(%)

-40.0
Div%

0.0
CPS (₹)

6.70
EPS (₹)

6.70
Traded Value (₹ in Lakhs)

1,427.61

52 Week High

339.00
52 Week Low

110.03
Price BSE

172.0
Price NSE

171.00
Market Capital( in Cr.)

1,427.61
P/C Ratio

25.60
P/E Ratio

25.60
Price Vs.BV

6.70

13-Jul-2026( 11:23)

Hot Pursuit - Fino... - The bank opened 3,13,263 new d...
13-Jul-2026( 03:56)

Market Commentary - Quick Review - Bench... - The domestic benchmark indices...
11-Jul-2026( 12:15)

Hot Pursuit - Fino... - The bank opened 3,13,263 new d...
09-Jun-2026( 01:29)

Hot Pursuit - Fino... - <P> The average total deposits...

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Financials

All Values are in (₹Cr)

Particulars(INCOME)	2025 Mar	2024 Mar	2023 Mar	2022 Mar	2021 Mar	2020 Mar
INCOME :
Interest Earned	195.23	150.05	94.86	35.63	20.25	18.13
Other Income	1,651.87	1,328.34	1,135.05	973.23	770.77	673.27
Total Income	1,847.10	1,478.39	1,229.91	1,008.86	791.02	691.40
EXPENDITURE :
Interest Expended	100.58	78.90	47.37	15.31	9.54	9.87
Payments to and Provisions for Employees	206.58	177.37	155.61	133.26	114.71	123.88
Operating Expenses & Administrative Expenses	109.76	81.08	70.19	69.33	49.06	49.30
Depreciation	62.15	53.45	41.85	35.45	53.58	23.57
Other Expenses, Provisions & Contingencies	1,259.67	1,001.28	849.81	712.77	543.65	516.82
Provision for Tax	15.82	0.08	0.00	0.00	0.00	0.00
Provision Towards Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Total Expenditure	1,754.57	1,392.16	1,164.82	966.12	770.55	723.44
PROFIT & LOSS
Net Profit / Loss for The Year	92.53	86.22	65.09	42.74	20.47	-32.04
Extraordinary Items	0.03	0.01	-0.02	-0.33	-0.64	0.29
Adjusted Net Profit	92.50	86.21	65.11	43.07	21.11	-32.33
Profit brought forward	-191.96	-246.76	-271.68	-303.62	-318.98	-605.92
APPROPRIATION
Transfer to Statutory Reserve	23.13	21.56	16.27	10.69	5.12	0.00
Transfer to Other Reserves	12.87	9.86	23.90	0.11	0.00	0.00
Trans. to Government /Proposed Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Balance carried forward to Balance Sheet	-135.43	-191.96	-246.76	-271.68	-303.62	-318.98
Equity Dividend(%)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Per Share-Unit Curr	11.12	10.36	7.82	5.14	4.59	-7.19
Earnings Per Share(Adj)-Unit Curr	11.12	10.36	7.82	5.14	-	-
Book Value-Unit Curr	89.75	77.29	66.40	57.66	33.77	29.18
Book Value(Adj)-Unit Curr	89.75	77.29	66.40	57.66	-	-

Shareholding Pattern

Promoter Group

75.00%
Public Share Holding

25.00%

Category of Shareholder	No of Shares	% Holdings	Demat Shares	Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate	0	0.00	0	0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign)	0	0.00	0	0
Foreign Promoter(Institutional)	0	0.00	0	0
Promoter Others	0	0.00	0	0
Sub Total	0	0.00	0	0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group)	62,411,985	75.00	62,411,985	1
Government(Central / State)-Indian (Promoter & Group)	0	0.00	0	0
Directors & their Relatives-Indian (Promoter & Group)	0	0.00	0	0
Financial Institutions / Banks-Indian (Promoter & Group)	0	0.00	0	0
Individuals / Hindu Undivided Family-Indian (Promoter & Group)	12	0.00	12	6
Partnership Firms-Indian (Promoter & Group)	0	0.00	0	0
Persons Acting in Concert	0	0.00	0	0
Trusts	0	0.00	0	0
Others	0	0.00	0	0
Sub Total	62,411,997	75.00	62,411,997	7
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State)	0	0.00	0	0
Clearing Members	0	0.00	0	0
Corporate Bodies	0	0.00	0	0
Foreign Direct Investments	0	0.00	0	0
Financial Institutions / Banks	0	0.00	0	0
Foreign Bank	0	0.00	0	0
Foreign Bodies Corporate/OCBs/FBC	0	0.00	0	0
Foreign Collaborators	0	0.00	0	0
Foreign Institutional Investors	262,079	0.31	262,079	10
Foreign Venture Capital Investors	0	0.00	0	0
Foreign Institution Other	0	0.00	0	0
Insurance Companies	0	0.00	0	0
Mutual Funds / UTI	0	0.00	0	0
Individuals (Non-Resident / Foreign)	0	0.00	0	0
NSDL Intransit	0	0.00	0	0
Others	1,050	0.00	1,050	1
Trusts	0	0.00	0	0
Venture Capital Funds	0	0.00	0	0
Sub total	263,129	0.32	263,129	11
2] Non Institution
Bodies Corporate	3,698,604	4.44	3,698,604	205
Clearing Members	0	0.00	0	0
Directors of their Relatives	0	0.00	0	0
Employees	0	0.00	0	0
Escrow Account	0	0.00	0	0
Foreign Corporate Bodies	0	0.00	0	0
Foreign Direct Investments	0	0.00	0	0
NRIs/Foreign Individuals/Foreign Nationals	800,557	0.96	800,557	739
Foreign Non Institution Other	0	0.00	0	0
Hindu Undivided Families	425,045	0.51	425,045	1,288
Indian Public	0	0.00	0	0
Individuals holding nominal share capital in excess of Rs. 1 lakh	6,350,788	7.63	6,350,788	77
Individuals holding nominal share capital up to Rs. 1 lakh	9,263,954	11.13	9,263,954	59,795
Market Maker	0	0.00	0	0
NSDL Transit	0	0.00	0	0
Shares in transit	0	0.00	0	0
Societies	0	0.00	0	0
Trust & Foundation	2	0.00	2	1
Others	4,326	0.01	4,326	2
Sub Total	20,543,276	24.69	20,543,276	62,107
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR	0	0.00	0	0
GDR	0	0.00	0	0
Other Custodians	0	0.00	0	0
Total Shares held by Custodians and against which Depository Receipts have been issued	0	0.00	0	0
Grand Total ( A + B + C )	83,218,402	100.00	83,218,402	62,125

Company Background

Fino Payments Bank LtdBanks - Private Sector

Fino Payments Bank Ltd
BSE Code : 75802.0
ISIN : INE02NC01014

Incorporation Year

2007
Registered Office

Mindspace Juinagar Plot No Gen
2/1/F Tower 1 8thFlr TTC IndlA, Navi Mumbai,
Maharashtra-400706
Telephone

91-22-7104 7000
FAX
Chairman

RAJAT KUMAR JAIN
Managing Director

RISHI GUPTA
Company Secretary

Basavraj Loni
Auditor

A P Sanzgiri & Co/Bilimoria Mehta and Co
Face Value

10
Listing

NSE
Registrar

KFin Techologies Ltd
Karvy Selenium Tow-B,
31&32 Financial Dist,Nanakramguda
Mumbai - Hyderabad-500032

Fino Payments Bank Ltd Peer Comparison

Profit & Loss

Financial Ratios

Balance Sheet

Company Name	LTP (₹)	Revenue	Sales	P/E Ratio
Fino Payments	171.55	1,847.10	195.23	27.23
SBI	1,025.35	556,240.68	482,797.17	11.83
Kotak Mah. Bank	381.20	67,187.26	55,563.98	25.53
Federal Bank	353.00	30,166.50	26,365.25	19.67
Karur Vysya Bank	339.15	13,158.67	11,074.35	11.94
Bank of Baroda	245.75	142,750.49	126,993.66	6.35
Union Bank (I)	170.65	125,427.01	105,992.22	6.54
Canara Bank	126.40	153,204.21	126,366.17	5.98
IDBI Bank	85.89	35,743.53	28,997.26	9.60
Dhanlaxmi Bank	34.08	1,489.08	1,319.88	13.11
UCO Bank	26.54	29,740.99	26,281.36	12.01

Bharti Airtel

Bluestone Jewel

Anthem Bioscienc

IndusInd Bank

M & M Fin. Serv.

Data Pattern

TVS Motor Co.

Cummins India

Bajaj Auto

SBI Funds Mgt.

Bandhan Bank

HDFC Bank

Kalyan Jewellers

Eternal

Reliance Industries

Bajaj Finance

Dixon Technolog.

Himadri Special

Titan Company

Nestle India

Fino Payments Bank Ltd Banks - Private Sector

171.04 -2 (-1.02%)

Key Indicators

Financials Ratios

Score Board

Navigate The Market With Confidence

Financials

Shareholding Pattern

Company Background

Fino Payments Bank LtdBanks - Private Sector

Fino Payments Bank Ltd Peer Comparison