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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Jammu and Kashmir Bank Ltd Banks - Private Sector

  • Govt - J & K
  • BSE Code : 7311.0
  • ISIN : INE168A01041
179.82 -7 (-3.80%)
  • As on 22 Jul 2026 (EOD)

  • Today’s Low

    177.30

  • Today’s High

    188.53

  • Open

    187.00

  • Perv Close

    186.93

  • 52W Low

    97.35

  • 52W High

    201.75

Key Indicators

  • P/E(TTM)

    8.39

  • Mar.Cap (₹Cr.)

    19,801.46

  • Div & Yield %

    0.00

  • Book Value(₹)

    140.86

  • Debt-Equity Ratio

    -3.80

  • AGM Date

    22-Jul-2026

  • EPS

    21.46

  • P/E Ratio

    8.39

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    19,801.46

  • RONW (%)

    18.12

  • ROCE (%)

    0.00

Score Board

  • Equity (₹ in Cr.)

    110.12

  • BV (₹)

    140.90

  • Sales( ₹ in Cr.)

    14,085.05

  • NP (in Cr.)

    2,363.48

  • NP Var(%)

    14.0

  • Div%

    0.0

  • CPS (₹)

    21.50

  • EPS (₹)

    21.50

  • Traded Value (₹ in Lakhs)

    19,832.30

  • 52 Week High

    201.75

  • 52 Week Low

    97.35

  • Price BSE

    180.0

  • Price NSE

    180.00

  • Market Capital( in Cr.)

    19,832.30

  • P/C Ratio

    8.40

  • P/E Ratio

    8.40

  • Price Vs.BV

    21.50

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 12,535.86 11,212.36 9,355.11 8,013.48 8,111.09 8,446.29
Other Income 1,136.81 825.48 756.81 744.01 692.08 545.92
Total Income 13,672.67 12,037.84 10,111.92 8,757.49 8,803.17 8,992.21
EXPENDITURE :            
Interest Expended 6,742.04 6,008.68 4,609.83 4,102.25 4,340.31 4,739.62
Payments to and Provisions for Employees 2,780.36 2,571.56 2,703.66 2,671.93 2,059.38 1,886.05
Operating Expenses & Administrative Expenses 412.10 382.76 333.98 311.94 281.28 262.92
Depreciation 167.83 217.55 157.56 143.87 133.93 125.40
Other Expenses, Provisions & Contingencies 636.64 472.73 522.54 784.79 1,454.20 3,078.26
Provision for Tax 686.06 588.79 530.55 215.34 36.65 71.91
Provision Towards Deferred Tax 165.18 28.51 56.43 25.80 65.30 -32.55
Total Expenditure 11,590.21 10,270.58 8,914.54 8,255.92 8,371.04 10,131.62
PROFIT & LOSS            
Net Profit / Loss for The Year 2,082.46 1,767.27 1,197.38 501.56 432.12 -1,139.41
Extraordinary Items 0.71 0.79 0.80 0.19 0.20 0.44
Adjusted Net Profit 2,081.75 1,766.48 1,196.58 501.37 431.92 -1,139.85
Profit brought forward 0.00 0.00 0.00 0.00 0.00 0.00
APPROPRIATION            
Transfer to Statutory Reserve 548.56 441.82 299.35 125.39 108.03 0.00
Transfer to Other Reserves 1,297.15 1,088.70 846.47 376.17 324.09 -1,139.41
Trans. to Government /Proposed Dividend 236.75 236.75 51.57 0.00 0.00 0.00
Balance carried forward to Balance Sheet 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend(%) 215.00 215.00 50.00 0.00 0.00 0.00
Dividend Per Share(Rs) 2.15 2.15 0.50 0.00 0.00 0.00
Earnings Per Share-Unit Curr 18.91 16.05 11.61 5.38 6.06 -15.97
Earnings Per Share(Adj)-Unit Curr 18.91 16.05 11.61 5.38 6.06 -15.97
Book Value-Unit Curr 118.16 99.58 83.96 75.71 82.02 75.64
Book Value(Adj)-Unit Curr 118.16 99.58 83.96 75.71 82.02 75.64

Shareholding Pattern

  • Promoter Group

    59.40%

  • Public Share Holding

    40.60%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 654,098,280 59.40 654,098,280 3
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 654,098,280 59.40 654,098,280 3
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 100 0.00 100 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 119,140 0.01 200 6
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 91,882,406 8.34 91,882,406 147
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 19,518,222 1.77 19,518,222 8
Mutual Funds / UTI 42,817,027 3.89 42,817,027 18
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 3,641,311 0.33 3,641,311 11
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 157,978,206 14.35 157,859,266 191
2] Non Institution
Bodies Corporate 29,258,996 2.66 29,254,996 1,072
Clearing Members 2,157,620 0.20 2,157,620 54
Directors of their Relatives 500 0.00 500 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 21,466,960 1.95 21,466,960 2,952
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 9,815,308 0.89 9,815,308 3,233
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 36,804,256 3.34 36,804,256 46
Individuals holding nominal share capital up to Rs. 1 lakh 186,386,240 16.93 181,571,886 232,970
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 799,221 0.07 799,221 13
Others 2,356,991 0.21 2,356,991 2
Sub Total 289,105,977 26.25 284,287,623 240,345
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,101,182,463 100.00 1,096,245,169 240,539

Company Background

Jammu and Kashmir Bank LtdBanks - Private Sector

  • Jammu and Kashmir Bank Ltd
  • BSE Code : 7311.0
  • ISIN : INE168A01041

  • Incorporation Year

    1938

  • Registered Office

    Moulana Azad Road
    , Srinagar,
    Jammu & Kashmir-190001

  • Telephone

    91-194-2481930-35 Extn 1541-1547

  • FAX

    91-194-2481928

  • Chairman

    S Krishnan

  • Managing Director

    Amitava Chatterjee

  • Company Secretary

    Mohammad Shafi Mir

  • Auditor

    Gupta Gupta & Associates LLP/JCR & Co. LLP.

  • Face Value

    1

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Jammu and Kashmir Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
J & K Bank 180.10 13,672.68 12,535.86 8.39 0.00
SBI 1,025.35 556,240.68 482,797.17 11.83 0.00
Kotak Mah. Bank 381.20 67,187.26 55,563.98 25.53 0.00
Federal Bank 353.00 30,166.50 26,365.25 19.67 0.00
Karur Vysya Bank 339.15 13,158.67 11,074.35 11.94 0.00
Bank of Baroda 245.75 142,750.49 126,993.66 6.35 0.00
Union Bank (I) 170.65 125,427.01 105,992.22 6.54 0.00
Canara Bank 126.40 153,204.21 126,366.17 5.98 0.00
IDBI Bank 85.89 35,743.53 28,997.26 9.60 0.00
Dhanlaxmi Bank 34.08 1,489.08 1,319.88 13.11 0.00
UCO Bank 26.54 29,740.99 26,281.36 12.01 0.00