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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Utkarsh Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 72071.0
  • ISIN : INE735W01017
22.88 0 (-0.52%)
  • As on 03 Apr 2025 (EOD)

  • Today’s Low

    22.42

  • Today’s High

    23.35

  • Open

    23.00

  • Perv Close

    23.00

  • 52W Low

    21.25

  • 52W High

    61.70

Key Indicators

  • P/E(TTM)

    13.98

  • Mar.Cap (₹Cr.)

    2,520.48

  • Div & Yield %

    2.18

  • Book Value(₹)

    28.37

  • Debt-Equity Ratio

    -0.52

  • AGM Date

    02-Apr-2025

  • EPS

    1.64

  • P/E Ratio

    13.98

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    2,520.48

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    1,101.61

  • BV (₹)

    28.40

  • Sales( ₹ in Cr.)

    3,578.81

  • NP (in Cr.)

    497.63

  • NP Var(%)

    23.0

  • Div%

    5.0

  • CPS (₹)

    5.10

  • EPS (₹)

    4.50

  • Traded Value (₹ in Lakhs)

    2,525.99

  • 52 Week High

    61.70

  • 52 Week Low

    21.25

  • Price BSE

    23.0

  • Price NSE

    23.00

  • Market Capital( in Cr.)

    2,525.99

  • P/C Ratio

    4.50

  • P/E Ratio

    5.10

  • Price Vs.BV

    4.50

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Financials

All Values are in (₹Cr)
Particulars(INCOME) Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019
Sales Turnover 3,178.41 2,504.98 1,848.81 1,580.99 1,307.69 879.24
Excise Duty 2,880.06 2,278.12 1,646.13 1,385.74 1,192.27 806.36
Net Sales 3,178.41 2,504.98 1,848.81 1,580.99 1,307.69 879.24
Other Income 1,120.87 784.36 575.67 479.55 413.68 233.90
Stock Adjustments 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 6.33 10.64 6.66 6.42 5.82 16.00
EXPENDITURE :
Raw Materials 2,880.06 2,278.12 1,646.13 1,385.74 1,192.27 806.36
Power & Fuel Cost 2,880.06 2,278.12 1,646.13 1,385.74 1,192.27 806.36
Employee Cost 0.00 0.00 0.00 0.00 0.00 0.00
Other Manufacturing Expenses 486.72 361.30 263.04 189.28 188.92 123.83
Selling & Administrative Expenses 337.88 302.51 432.22 307.22 163.55 136.64
Miscellaneous Expenses 486.72 361.30 263.04 189.28 188.92 123.83
Less : Pre-operative Expenses Capitalised :
Total Expenditure 290.76 198.79 143.76 104.44 96.64 72.07
Operating Profit 736.95 570.06 429.83 326.20 262.16 186.57
Interest 0.00 0.00 0.00 0.00 0.00 0.00
Gross Profit 659.39 535.81 79.71 151.44 250.42 148.81
Depreciation 195.96 162.51 119.28 84.84 92.27 51.76
Profit Before Tax 659.39 535.81 79.71 151.44 250.42 148.81
Tax 659.39 535.81 79.71 111.82 186.74 93.89
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 179.77 125.74 52.94 0.00 0.00 0.00
Reported Net Profit 0.00 0.00 0.00 0.00 0.00 0.00
Extraordinary Items 659.39 535.81 79.71 151.44 250.42 148.81
Adjusted Net Profit 0.00 0.00 0.00 0.00 0.00 0.00
Adjustment below Net Profit 0.00 0.00 0.00 0.00 0.00 0.00
P & L Balance brought forward 0.00 0.00 0.00 0.00 0.00 0.00
Statutory Appropriations 54.97 0.00 0.00 0.00 0.00 0.00
P & L Balance carried down 0.00 0.00 0.00 0.00 0.00 0.00
Dividend - - - - - -
Preference Dividend - - - - - -
Equity Dividend (%) 5.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.50 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 0.00 0.00 0.00 0.00 0.00 0.00
Book Value 54.97 0.00 0.00 0.00 0.00 0.00
Book Value(Adj)-Unit Curr 54.97 0.00 0.00 0.00 0.00 0.00

Shareholding Pattern

  • Promoter Group

    68.93%

  • Public Share Holding

    31.07%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 759,272,222 68.93 759,272,222 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 759,272,222 68.93 759,272,222 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 93,535 0.01 93,535 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 14,713,360 1.34 14,713,360 15
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 16,600,571 1.51 16,600,571 4
Mutual Funds / UTI 63,480,335 5.76 63,480,335 5
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 10,522,221 0.96 10,522,221 1
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 105,410,022 9.57 105,410,022 26
2] Non Institution
Bodies Corporate 16,221,289 1.47 16,221,289 376
Clearing Members 6,944 0.00 6,944 6
Directors of their Relatives 483,545 0.04 483,545 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 4,706,546 0.43 4,706,546 1,623
Foreign Non Institution Other 51,675,781 4.69 51,675,781 3
Hindu Undivided Families 5,063,479 0.46 5,063,479 2,142
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 37,345,130 3.39 37,345,130 660
Individuals holding nominal share capital up to Rs. 1 lakh 121,341,597 11.02 121,341,597 235,754
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 236,844,311 21.50 236,844,311 240,565
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,101,526,555 100.00 1,101,526,555 240,592

Company Background

Utkarsh Small Finance Bank LtdBanks - Private Sector

  • Utkarsh Small Finance Bank Ltd
  • BSE Code : 72071.0
  • ISIN : INE735W01017

  • Incorporation Year

    2016

  • Registered Office

    Utkarsh Tower NH-31 (AirportRd
    Sehmalpur Kazi Sarai Harhua, Varanasi,
    Uttar Pradesh-221105

  • Telephone

    +91 542 660 5555

  • FAX

  • Chairman

    P K Gupta

  • Managing Director

    Govind Singh

  • Company Secretary

    Muthiah Ganapathy

  • Auditor

    Deloitte Haskins & Sells/Kirtane & Pandit LLP

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Utkarsh Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Utkarsh Small F. 22.93 3,578.81 3,178.41 13.98 0.00
Kotak Mah. Bank 2,154.55 56,072.01 45,798.91 25.15 0.00
HDFC Bank 1,797.40 307,581.57 258,340.58 20.76 0.00
ICICI Bank 1,331.45 165,848.71 142,890.94 20.76 0.00
St Bk of India 775.85 466,812.82 415,130.66 9.49 0.00
Bank of Baroda 231.50 127,101.31 112,605.95 6.17 0.00
Karur Vysya Bank 212.85 9,862.63 8,203.94 9.09 0.00
Federal Bank 191.90 25,267.53 22,188.26 12.00 0.00
Canara Bank 91.11 127,654.36 108,687.93 5.24 0.00
IDBI Bank 78.38 30,037.04 26,426.13 11.88 0.00
UCO Bank 30.04 25,119.87 21,854.34 16.24 0.00