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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

ESAF Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 71846.0
  • ISIN : INE818W01011
30.22 0 (0.37%)
  • As on 13 May 2025 (EOD)

  • Today’s Low

    30.00

  • Today’s High

    30.75

  • Open

    30.70

  • Perv Close

    30.11

  • 52W Low

    24.31

  • 52W High

    57.00

Key Indicators

  • P/E(TTM)

    0.00

  • Mar.Cap (₹Cr.)

    1,557.62

  • Div & Yield %

    2.30

  • Book Value(₹)

    45.27

  • Debt-Equity Ratio

    0.37

  • AGM Date

    13-May-2025

  • EPS

    0.00

  • P/E Ratio

    0.00

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    1,557.62

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    515.43

  • BV (₹)

    45.30

  • Sales( ₹ in Cr.)

    4,260.25

  • NP (in Cr.)

    425.50

  • NP Var(%)

    41.0

  • Div%

    7.0

  • CPS (₹)

    9.20

  • EPS (₹)

    8.30

  • Traded Value (₹ in Lakhs)

    1,564.32

  • 52 Week High

    57.00

  • 52 Week Low

    24.31

  • Price BSE

    30.0

  • Price NSE

    30.00

  • Market Capital( in Cr.)

    1,564.32

  • P/C Ratio

    3.20

  • P/E Ratio

    3.60

  • Price Vs.BV

    8.30

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Interest Earned 3,818.43 2,853.60 1,939.93 1,641.17 1,413.25 1,031.64
Other Income 441.83 287.97 207.58 127.25 133.19 109.15
Total Income 4,260.26 3,141.57 2,147.51 1,768.42 1,546.44 1,140.79
EXPENDITURE :            
Interest Expended 1,448.73 1,017.32 792.79 719.58 621.06 458.28
Payments to and Provisions for Employees 362.97 278.00 232.14 187.78 144.07 77.10
Operating Expenses & Administrative Expenses 170.93 140.48 100.76 73.92 59.93 50.55
Depreciation 50.99 41.79 32.77 28.57 23.17 16.91
Other Expenses, Provisions & Contingencies 1,656.20 1,257.95 915.20 617.18 441.96 410.76
Provision for Tax 153.00 77.12 48.50 60.26 71.35 32.90
Provision Towards Deferred Tax -8.15 26.59 -29.38 -24.27 -5.48 4.00
Total Expenditure 3,834.68 2,839.24 2,092.78 1,663.02 1,356.06 1,050.51
PROFIT & LOSS            
Net Profit / Loss for The Year 425.57 302.33 54.73 105.40 190.39 90.28
Extraordinary Items 0.07 -0.25 0.00 -1.34 0.03 0.00
Adjusted Net Profit 425.50 302.58 54.73 106.74 190.36 90.28
Profit brought forward 542.02 321.50 306.24 227.20 88.00 20.82
APPROPRIATION            
Transfer to Statutory Reserve 106.39 75.58 13.68 26.35 47.60 22.57
Transfer to Other Reserves 3.92 6.22 25.80 0.00 3.59 0.53
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet 857.28 542.02 321.50 306.24 227.20 88.00
Equity Dividend(%) 7.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.70 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 8.27 6.73 1.22 2.34 4.45 2.11
Earnings Per Share(Adj)-Unit Curr 8.27 - - - - -
Book Value-Unit Curr 48.41 38.16 31.41 30.08 25.34 20.89
Book Value(Adj)-Unit Curr 48.41 - - - - -

Shareholding Pattern

  • Promoter Group

    63.31%

  • Public Share Holding

    36.69%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 31,356,784 6.08 31,356,784 8
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 294,980,055 57.23 294,980,055 3
Sub Total 326,336,839 63.31 326,336,839 11
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 1,376,968 0.27 1,376,968 7
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 25,770,180 5.00 25,770,180 4
Mutual Funds / UTI 0 0.00 0 0
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 25,000 0.00 25,000 1
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 27,172,148 5.27 27,172,148 12
2] Non Institution
Bodies Corporate 21,977,293 4.26 21,977,293 181
Clearing Members 501 0.00 501 2
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 44,599,145 8.65 44,599,145 1,536
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 2,659,872 0.52 2,659,872 1,764
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 19,432,318 3.77 19,432,318 370
Individuals holding nominal share capital up to Rs. 1 lakh 63,919,446 12.40 63,919,446 113,007
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 1,000,000 0.19 1,000,000 1
Others 141,266 0.03 141,266 10
Sub Total 161,918,465 31.41 161,918,465 116,889
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 515,427,452 100.00 515,427,452 116,912

Company Background

ESAF Small Finance Bank LtdBanks - Private Sector

  • ESAF Small Finance Bank Ltd
  • BSE Code : 71846.0
  • ISIN : INE818W01011

  • Incorporation Year

    2016

  • Registered Office

    Bldg. # VII/83/8 ESAF Bhavan
    Tri-Palakkad N.Hiway. Mannuthy, Trissur,
    Kerala-680651

  • Telephone

    +91 487 7123 907

  • FAX

  • Chairman

    Ravimohan Periyakavil Ramakrishnan

  • Managing Director

    K P Thomas

  • Company Secretary

  • Auditor

    Abarna & Ananthan/Kirtane & Pandit LLP

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    MUFG Intime India Pvt Ltd
    C-101 247 Park,
    L B S Marg,Vikhroli West
    Mumbai - Mumbai-400083

ESAF Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
ESAF Small Fin 30.35 4,260.25 3,818.43 -5.31 0.00
Kotak Mah. Bank 2,115.85 56,072.01 45,798.91 25.57 0.00
HDFC Bank 1,923.10 307,581.57 258,340.58 21.86 0.00
ICICI Bank 1,431.10 165,848.71 142,890.94 21.60 0.00
St Bk of India 801.90 466,812.82 415,130.66 10.09 0.00
Bank of Baroda 232.75 127,101.31 112,605.95 6.15 0.00
Karur Vysya Bank 218.80 9,862.63 8,203.94 9.35 0.00
Federal Bank 198.00 25,267.53 22,188.26 12.00 0.00
Canara Bank 104.77 127,654.36 108,687.93 5.58 0.00
IDBI Bank 81.78 30,037.04 26,426.13 11.70 0.00
UCO Bank 31.12 25,119.87 21,854.34 15.96 0.00