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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Ujjivan Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 70055.0
  • ISIN : INE551W01018
63.25 -1 (-1.94%)
  • As on 18 Oct 2026 (EOD)
  • Today’s Low

    62.54
  • Today’s High

    66.32
  • Open

    64.74
  • Perv Close

    64.50
  • 52W Low

    48.01
  • 52W High

    73.94

Key Indicators

  • P/E(TTM)

    10.80

  • Mar.Cap (₹Cr.)

    12,352.50

  • Div & Yield %

    0.00

  • Book Value(₹)

    38.09

  • Debt-Equity Ratio

    -1.94

  • AGM Date

    16-Oct-2026

  • EPS

    5.88

  • P/E Ratio

    10.80

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    12,352.50

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    1,952.96

  • BV (₹)

    38.10

  • Sales( ₹ in Cr.)

    8,038.97

  • NP (in Cr.)

    693.41

  • NP Var(%)

    -5.0

  • Div%

    0.0

  • CPS (₹)

    4.30

  • EPS (₹)

    3.60

  • Traded Value (₹ in Lakhs)

    12,397.42

  • 52 Week High

    73.94

  • 52 Week Low

    48.01

  • Price BSE

    63.0

  • Price NSE

    63.00

  • Market Capital( in Cr.)

    12,397.42

  • P/C Ratio

    14.70

  • P/E Ratio

    17.70

  • Price Vs.BV

    3.60

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Interest Earned 6,931.45 6,354.39 5,677.15 4,164.99 2,812.80 2,806.07
Other Income 1,107.52 846.20 786.75 589.19 359.89 302.31
Total Income 8,038.97 7,200.59 6,463.90 4,754.18 3,172.69 3,108.38
EXPENDITURE :            
Interest Expended 3,060.44 2,718.12 2,267.70 1,467.09 1,039.21 1,077.51
Payments to and Provisions for Employees 1,790.97 1,499.49 1,183.18 920.25 812.60 748.78
Operating Expenses & Administrative Expenses 448.26 448.55 417.43 321.15 230.21 229.96
Depreciation 144.64 134.72 98.29 90.28 80.44 76.80
Other Expenses, Provisions & Contingencies 1,683.62 1,458.12 795.13 488.18 1,560.58 965.12
Provision for Tax 225.83 209.26 404.68 292.07 0.00 171.01
Provision Towards Deferred Tax -7.43 6.21 16.00 75.25 -135.77 -169.11
Total Expenditure 7,346.33 6,474.48 5,182.41 3,654.27 3,587.27 3,100.07
PROFIT & LOSS            
Net Profit / Loss for The Year 692.63 726.10 1,281.49 1,099.92 -414.59 8.30
Extraordinary Items -0.78 -0.37 -1.12 -0.50 -2.00 11.49
Adjusted Net Profit 693.41 726.47 1,282.61 1,100.42 -412.59 -3.19
Profit brought forward 2,032.71 1,818.40 506.87 -72.35 343.62 362.01
APPROPRIATION            
Transfer to Statutory Reserve 173.16 181.53 320.37 274.98 0.00 2.07
Transfer to Other Reserves 59.53 40.19 -418.75 57.13 1.39 24.61
Trans. to Government /Proposed Dividend 0.00 290.08 68.34 188.59 0.00 0.00
Balance carried forward to Balance Sheet 2,492.65 2,032.71 1,818.40 506.87 -72.35 343.62
Equity Dividend(%) 0.00 0.00 15.00 12.50 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 1.50 1.25 0.00 0.00
Earnings Per Share-Unit Curr 3.57 3.75 24.70 5.52 -2.40 0.05
Earnings Per Share(Adj)-Unit Curr 3.57 3.75 24.70 5.52 -2.40 0.05
Book Value-Unit Curr 34.58 30.98 79.59 20.25 14.81 17.21
Book Value(Adj)-Unit Curr 34.58 30.98 79.59 20.25 14.81 17.21

Shareholding Pattern

  • Public Share Holding

    100.00%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 0 0.00 0 0
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 500 0.00 500 2
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 62,132,650 3.18 62,132,650 1
Financial Institutions / Banks 100 0.00 100 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 289,603,393 14.84 289,603,393 178
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 60,516,771 3.10 60,516,771 12
Mutual Funds / UTI 613,489,433 31.44 613,489,433 29
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 28,499,510 1.46 28,499,510 34
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 1,054,242,357 54.03 1,054,242,357 257
2] Non Institution
Bodies Corporate 109,603,871 5.62 109,603,871 1,623
Clearing Members 16,055 0.00 16,055 8
Directors of their Relatives 1,325,545 0.07 1,325,545 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 74,070,081 3.80 74,070,081 10,375
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 23,222,151 1.19 23,222,151 5,636
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 313,512,668 16.07 313,512,668 4,053
Individuals holding nominal share capital up to Rs. 1 lakh 373,238,723 19.13 373,238,563 740,028
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 1,791,319 0.09 1,791,319 14
Others 33,572 0.00 33,572 3
Sub Total 896,813,985 45.97 896,813,825 761,741
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,951,056,342 100.00 1,951,056,182 761,998

Company Background

Ujjivan Small Finance Bank LtdBanks - Private Sector

  • Ujjivan Small Finance Bank Ltd
  • BSE Code : 70055.0
  • ISIN : INE551W01018
  • Incorporation Year

    2016

  • Registered Office

    Plot No 2364/8 Khampur Raya
    Vil. Shadi Kampur Main PatelRd, New Delhi,
    New Delhi-110008

  • Telephone

    91-11-30432121

  • FAX

    91-11-30432111

  • Chairman

    Carol Kripanayana Furtado

  • Managing Director

    Carol Kripanayana Furtado

  • Company Secretary

  • Auditor

    Deloitte Haskins & Sells/Abarna & Ananthan

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Ujjivan Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Ujjivan Small 63.48 8,038.97 6,931.45 10.80 0.00
ICICI Bank 1,396.80 200,703.68 169,946.09 19.22 0.00
SBI 961.70 556,240.68 482,797.17 10.83 0.00
HDFC Bank 728.10 370,054.63 307,522.07 14.85 0.00
Kotak Mah. Bank 446.00 67,187.26 55,563.98 29.87 0.00
Karur Vysya Bank 355.30 13,158.67 11,074.35 11.61 0.00
Federal Bank 337.00 32,135.76 27,695.38 17.13 0.00
Bank of Baroda 230.00 142,750.49 126,993.66 7.10 0.00
Canara Bank 118.60 153,204.21 126,366.17 5.46 0.00
IDBI Bank 84.11 35,743.53 28,997.26 9.40 0.00
UCO Bank 23.75 29,740.99 26,281.36 9.98 0.00