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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Ujjivan Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 70055.0
  • ISIN : INE551W01018
43.32 -2 (-5.23%)
  • As on 27 Jul 2025 (EOD)
  • Today’s Low

    42.90
  • Today’s High

    45.50
  • Open

    45.50
  • Perv Close

    45.71
  • 52W Low

    30.88
  • 52W High

    51.87

Key Indicators

  • P/E(TTM)

    15.86

  • Mar.Cap (₹Cr.)

    8,383.92

  • Div & Yield %

    0.00

  • Book Value(₹)

    30.97

  • Debt-Equity Ratio

    -5.23

  • AGM Date

    25-Jul-2025

  • EPS

    2.73

  • P/E Ratio

    15.86

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    8,383.92

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    1,935.35

  • BV (₹)

    31.00

  • Sales( ₹ in Cr.)

    7,200.59

  • NP (in Cr.)

    726.47

  • NP Var(%)

    -43.0

  • Div%

    0.0

  • CPS (₹)

    4.40

  • EPS (₹)

    3.80

  • Traded Value (₹ in Lakhs)

    8,381.99

  • 52 Week High

    51.87

  • 52 Week Low

    30.88

  • Price BSE

    43.0

  • Price NSE

    43.00

  • Market Capital( in Cr.)

    8,381.99

  • P/C Ratio

    9.70

  • P/E Ratio

    11.50

  • Price Vs.BV

    3.80

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 6,354.39 5,677.15 4,164.99 2,812.80 2,806.07 2,703.60
Other Income 846.20 786.75 589.19 359.89 302.31 322.21
Total Income 7,200.59 6,463.90 4,754.18 3,172.69 3,108.38 3,025.81
EXPENDITURE :            
Interest Expended 2,718.12 2,267.70 1,467.09 1,039.21 1,077.51 1,070.01
Payments to and Provisions for Employees 1,499.49 1,183.18 920.25 812.60 748.78 718.49
Operating Expenses & Administrative Expenses 448.55 417.43 321.15 230.21 229.96 313.00
Depreciation 134.72 98.29 90.28 80.44 76.80 72.63
Other Expenses, Provisions & Contingencies 1,458.13 795.13 488.18 1,560.58 965.12 385.46
Provision for Tax 209.25 404.68 292.07 0.00 171.01 114.39
Provision Towards Deferred Tax 6.21 16.00 75.25 -135.77 -169.11 1.93
Total Expenditure 6,474.47 5,182.41 3,654.27 3,587.27 3,100.07 2,675.90
PROFIT & LOSS            
Net Profit / Loss for The Year 726.10 1,281.49 1,099.92 -414.59 8.30 349.92
Extraordinary Items -0.37 -1.12 -0.50 -2.00 11.49 -0.14
Adjusted Net Profit 726.47 1,282.61 1,100.42 -412.59 -3.19 350.06
Profit brought forward 1,818.40 506.87 -72.35 343.62 362.01 118.36
APPROPRIATION            
Transfer to Statutory Reserve 181.53 320.37 274.98 0.00 2.07 87.48
Transfer to Other Reserves 40.19 -418.75 57.13 1.39 24.61 5.53
Trans. to Government /Proposed Dividend 290.08 68.34 188.59 0.00 0.00 13.26
Balance carried forward to Balance Sheet 2,032.71 1,818.40 506.87 -72.35 343.62 362.01
Equity Dividend(%) 0.00 15.00 12.50 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 1.50 1.25 0.00 0.00 0.00
Earnings Per Share-Unit Curr 3.75 24.70 5.52 -2.40 0.05 1.95
Earnings Per Share(Adj)-Unit Curr 3.75 24.70 5.52 -2.40 0.05 1.95
Book Value-Unit Curr 30.98 79.59 20.25 14.81 17.21 17.16
Book Value(Adj)-Unit Curr 30.98 79.59 20.25 14.81 17.21 17.16

Shareholding Pattern

  • Public Share Holding

    100.00%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 0 0.00 0 0
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 500 0.00 500 2
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 62,132,650 3.21 62,132,650 1
Financial Institutions / Banks 100 0.00 100 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 316,360,476 16.35 316,360,476 134
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 46,604,823 2.41 46,604,823 5
Mutual Funds / UTI 212,015,998 10.95 212,015,998 17
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 67,040,129 3.46 67,040,129 18
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 704,154,676 36.38 704,154,676 178
2] Non Institution
Bodies Corporate 156,053,137 8.06 156,053,137 1,710
Clearing Members 21,253 0.00 21,253 16
Directors of their Relatives 1,285,143 0.07 1,285,143 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 83,861,626 4.33 83,861,626 10,510
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 32,034,104 1.66 32,034,104 6,747
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 430,129,124 22.22 430,107,332 5,344
Individuals holding nominal share capital up to Rs. 1 lakh 526,137,689 27.19 526,096,903 959,739
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 1,573,384 0.08 1,573,384 17
Others 96,973 0.01 96,973 3
Sub Total 1,231,192,433 63.62 1,231,129,855 984,087
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,935,347,109 100.00 1,935,284,531 984,265

Company Background

Ujjivan Small Finance Bank LtdBanks - Private Sector

  • Ujjivan Small Finance Bank Ltd
  • BSE Code : 70055.0
  • ISIN : INE551W01018
  • Incorporation Year

    2016

  • Registered Office

    Plot No 2364/8 Khampur Raya
    Vil. Shadi Kampur Main PatelRd, New Delhi,
    New Delhi-110008

  • Telephone

    91-11-30432121

  • FAX

    91-11-30432111

  • Chairman

    B A Prabhakar

  • Managing Director

    Sanjeev Nautiyal

  • Company Secretary

  • Auditor

    Deloitte Haskins & Sells/Abarna & Ananthan

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Ujjivan Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Ujjivan Small 43.31 7,200.59 6,354.39 15.86 0.00
Kotak Mah. Bank 2,124.95 67,880.86 52,919.73 25.69 0.00
HDFC Bank 2,004.50 346,149.32 300,517.04 22.19 0.00
ICICI Bank 1,476.60 165,848.71 142,890.94 21.53 0.00
St Bk of India 806.50 524,172.41 462,489.35 10.50 0.00
Karur Vysya Bank 260.95 9,862.63 8,203.94 10.82 0.00
Bank of Baroda 243.45 138,088.97 121,441.64 6.43 0.00
Federal Bank 207.95 25,267.53 22,188.26 12.61 0.00
Canara Bank 110.75 142,207.87 119,755.07 5.62 0.00
IDBI Bank 93.25 33,826.02 28,902.03 12.84 0.00
UCO Bank 30.35 29,473.55 25,066.91 15.25 0.00