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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Indian Overseas Bank Banks - Public Sector

  • GoI - PSB
  • BSE Code : 5955.0
  • ISIN : INE565A01014
34.59 -1 (-1.87%)
  • As on 23 Jul 2026 (EOD)
  • Today’s Low

    34.49
  • Today’s High

    35.36
  • Open

    35.34
  • Perv Close

    35.25
  • 52W Low

    31.20
  • 52W High

    41.80

Key Indicators

  • P/E(TTM)

    11.57

  • Mar.Cap (₹Cr.)

    66,608.54

  • Div & Yield %

    0.00

  • Book Value(₹)

    18.68

  • Debt-Equity Ratio

    -1.87

  • AGM Date

    22-Jul-2026

  • EPS

    2.99

  • P/E Ratio

    11.57

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    66,608.54

  • RONW (%)

    6.84

  • ROCE (%)

    0.00

Score Board

  • Equity (₹ in Cr.)

    19,256.59

  • BV (₹)

    18.70

  • Sales( ₹ in Cr.)

    37,532.15

  • NP (in Cr.)

    5,205.67

  • NP Var(%)

    56.0

  • Div%

    0.0

  • CPS (₹)

    3.00

  • EPS (₹)

    2.70

  • Traded Value (₹ in Lakhs)

    66,589.29

  • 52 Week High

    41.80

  • 52 Week Low

    31.20

  • Price BSE

    35.0

  • Price NSE

    35.00

  • Market Capital( in Cr.)

    66,589.29

  • P/C Ratio

    11.80

  • P/E Ratio

    12.90

  • Price Vs.BV

    2.70

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Interest Earned 31,895.68 28,131.01 24,049.73 19,400.33 16,729.87 16,965.53
Other Income 5,636.47 5,545.07 5,656.26 4,108.75 4,903.02 5,559.02
Total Income 37,532.15 33,676.08 29,705.99 23,509.08 21,632.89 22,524.55
EXPENDITURE :            
Interest Expended 19,322.04 17,240.80 14,220.32 11,145.44 10,418.73 11,067.02
Payments to and Provisions for Employees 4,688.77 4,666.40 6,140.13 4,099.05 3,485.77 3,702.78
Operating Expenses & Administrative Expenses 1,313.57 1,196.82 1,077.50 1,009.26 939.76 886.31
Depreciation 521.18 394.46 335.85 259.89 172.19 258.00
Other Expenses, Provisions & Contingencies 5,418.57 5,665.89 4,519.66 4,647.19 4,837.37 5,770.73
Provision for Tax 9.85 17.01 22.67 20.60 31.71 23.24
Provision Towards Deferred Tax 1,050.14 1,160.00 734.24 228.85 37.81 -15.00
Total Expenditure 32,324.12 30,341.37 27,050.37 21,410.28 19,923.35 21,693.08
PROFIT & LOSS            
Net Profit / Loss for The Year 5,208.03 3,334.71 2,655.62 2,098.79 1,709.54 831.47
Extraordinary Items 2.36 2.26 1.72 1.42 1.15 1.45
Adjusted Net Profit 5,205.67 3,332.45 2,653.90 2,097.37 1,708.39 830.02
Profit brought forward -12,533.33 -14,469.29 -16,448.70 -17,999.29 -18,813.86 -18,977.12
APPROPRIATION            
Transfer to Statutory Reserve 1,302.01 833.68 663.91 524.70 493.21 0.00
Transfer to Other Reserves 106.04 565.06 12.31 23.50 401.76 668.21
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet -8,733.34 -12,533.33 -14,469.29 -16,448.70 -17,999.29 -18,813.86
Equity Dividend(%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 2.70 1.73 1.40 1.11 0.90 0.51
Earnings Per Share(Adj)-Unit Curr 2.70 1.73 1.40 1.11 0.90 0.51
Book Value-Unit Curr 17.70 15.15 13.34 11.91 10.71 8.96
Book Value(Adj)-Unit Curr 17.70 15.15 13.34 11.91 10.71 8.96

Shareholding Pattern

  • Promoter Group

    92.44%

  • Public Share Holding

    7.56%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 17,800,488,299 92.44 17,800,488,299 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 17,800,488,299 92.44 17,800,488,299 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 1,500 0.00 1,500 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 42,589,856 0.22 42,589,856 8
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 91,063,475 0.47 91,063,475 44
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 716,881,177 3.72 716,881,177 5
Mutual Funds / UTI 45,274,547 0.24 45,274,547 16
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 21,573,720 0.11 21,573,720 5
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 917,384,275 4.76 917,384,275 79
2] Non Institution
Bodies Corporate 13,964,462 0.07 13,448,162 1,066
Clearing Members 27,879 0.00 27,879 3
Directors of their Relatives 24,262 0.00 24,262 4
Employees 36,791,253 0.19 36,791,253 7,535
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 11,616,542 0.06 10,614,142 5,376
Foreign Non Institution Other 48,000 0.00 0 1
Hindu Undivided Families 11,011,181 0.06 11,011,181 4,564
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 113,447,738 0.59 113,391,138 1,887
Individuals holding nominal share capital up to Rs. 1 lakh 347,871,953 1.81 326,460,653 934,407
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 635,702 0.00 635,702 19
Others 2,401 0.00 2,401 1
Sub Total 538,717,221 2.80 515,682,621 954,945
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 19,256,589,795 100.00 19,233,555,195 955,025

Company Background

Indian Overseas BankBanks - Public Sector

  • Indian Overseas Bank
  • BSE Code : 5955.0
  • ISIN : INE565A01014
  • Incorporation Year

    1937

  • Registered Office

    763 Anna Salai
    , Chennai,
    Tamil Nadu-600002

  • Telephone

    91-44-28519491/28415702/28889392

  • FAX

    91-44-28585675

  • Chairman

    Sridhar Srinivasan

  • Managing Director

    Ajay Kumar Srivastava

  • Company Secretary

  • Auditor

    R Devendra Kumar & Associates/Tej Raj & Pal

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Cameo Corporate Services Ltd
    Subramanian Building,
    1ST Floor No 1,Club House Road
    Mumbai - Chennai - 600002

Indian Overseas Bank Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
I O B 34.58 37,532.15 31,895.68 11.57 0.00
SBI 1,025.35 556,240.68 482,797.17 11.83 0.00
Kotak Mah. Bank 381.20 67,187.26 55,563.98 25.53 0.00
Federal Bank 353.00 30,166.50 26,365.25 19.67 0.00
Karur Vysya Bank 339.15 13,158.67 11,074.35 11.94 0.00
Bank of Baroda 245.75 142,750.49 126,993.66 6.35 0.00
Union Bank (I) 170.65 125,427.01 105,992.22 6.54 0.00
Canara Bank 126.40 153,204.21 126,366.17 5.98 0.00
IDBI Bank 85.89 35,743.53 28,997.26 9.60 0.00
Dhanlaxmi Bank 34.08 1,489.08 1,319.88 13.11 0.00
UCO Bank 26.54 29,740.99 26,281.36 12.01 0.00