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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Indian Overseas Bank Banks - Public Sector

  • GoI - PSB
  • BSE Code : 5955.0
  • ISIN : INE565A01014
37.39 -1 (-3.26%)
  • As on 25 Apr 2025 (EOD)

  • Today’s Low

    37.07

  • Today’s High

    38.79

  • Open

    38.74

  • Perv Close

    38.65

  • 52W Low

    33.50

  • 52W High

    75.55

Key Indicators

  • P/E(TTM)

    23.25

  • Mar.Cap (₹Cr.)

    72,000.39

  • Div & Yield %

    0.00

  • Book Value(₹)

    14.53

  • Debt-Equity Ratio

    -3.26

  • AGM Date

    25-Apr-2025

  • EPS

    1.61

  • P/E Ratio

    23.25

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    72,000.39

  • RONW (%)

    6.84

  • ROCE (%)

    0.00

Score Board

  • Equity (₹ in Cr.)

    19,256.59

  • BV (₹)

    14.50

  • Sales( ₹ in Cr.)

    29,706.00

  • NP (in Cr.)

    2,653.91

  • NP Var(%)

    27.0

  • Div%

    0.0

  • CPS (₹)

    1.60

  • EPS (₹)

    1.40

  • Traded Value (₹ in Lakhs)

    74,349.69

  • 52 Week High

    75.55

  • 52 Week Low

    33.50

  • Price BSE

    39.0

  • Price NSE

    39.00

  • Market Capital( in Cr.)

    74,349.69

  • P/C Ratio

    25.10

  • P/E Ratio

    28.30

  • Price Vs.BV

    1.40

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Interest Earned 24,049.73 19,400.33 16,729.87 16,965.53 17,406.11 17,631.26
Other Income 5,656.26 4,108.75 4,903.02 5,559.02 3,359.68 4,206.32
Total Income 29,705.99 23,509.08 21,632.89 22,524.55 20,765.79 21,837.58
EXPENDITURE :            
Interest Expended 14,220.32 11,145.44 10,418.73 11,067.02 12,103.28 12,352.13
Payments to and Provisions for Employees 6,140.13 4,099.05 3,485.77 3,702.78 3,240.72 2,646.85
Operating Expenses & Administrative Expenses 1,080.32 1,009.26 939.76 886.31 885.24 845.69
Depreciation 335.85 259.89 172.19 258.00 300.61 304.24
Other Expenses, Provisions & Contingencies 4,516.83 4,647.19 4,837.37 5,770.73 12,580.42 11,649.21
Provision for Tax 22.67 20.60 31.71 23.24 13.56 14.14
Provision Towards Deferred Tax 734.25 228.85 37.81 -15.00 169.36 -2,236.80
Total Expenditure 27,050.37 21,410.28 19,923.35 21,693.08 29,293.20 25,575.46
PROFIT & LOSS            
Net Profit / Loss for The Year 2,655.62 2,098.79 1,709.54 831.47 -8,527.40 -3,737.88
Extraordinary Items 1.72 1.42 1.15 1.45 5.63 100.34
Adjusted Net Profit 2,653.90 2,097.37 1,708.39 830.02 -8,533.03 -3,838.22
Profit brought forward -16,448.70 -17,999.29 -18,813.86 -18,977.12 -10,275.72 -6,373.70
APPROPRIATION            
Transfer to Statutory Reserve 663.91 524.70 493.21 0.00 0.00 0.00
Transfer to Other Reserves 12.31 23.50 401.76 668.21 174.00 164.15
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet -14,469.29 -16,448.70 -17,999.29 -18,813.86 -18,977.12 -10,275.72
Equity Dividend(%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 1.40 1.11 0.90 0.51 -5.19 0.00
Earnings Per Share(Adj)-Unit Curr 1.40 1.11 0.90 0.51 -5.19 0.00
Book Value-Unit Curr 13.34 11.91 10.71 8.96 8.41 15.18
Book Value(Adj)-Unit Curr 13.34 11.91 10.71 8.96 8.41 15.18

Shareholding Pattern

  • Promoter Group

    94.61%

  • Public Share Holding

    5.39%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 18,218,326,570 94.61 18,218,326,570 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 18,218,326,570 94.61 18,218,326,570 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 1,500 0.00 1,500 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 80,230,024 0.42 80,230,024 13
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 42,585,060 0.22 42,585,060 24
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 355,249,347 1.84 355,249,347 5
Mutual Funds / UTI 12,948,941 0.07 12,948,941 14
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 49,436,544 0.26 49,436,544 3
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 540,451,416 2.81 540,451,416 60
2] Non Institution
Bodies Corporate 66,198,632 0.34 65,672,032 1,048
Clearing Members 5,265,953 0.03 5,265,953 10
Directors of their Relatives 1,530 0.00 1,530 2
Employees 38,802,240 0.20 38,802,240 7,806
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 8,933,984 0.05 7,868,184 4,747
Foreign Non Institution Other 48,000 0.00 0 1
Hindu Undivided Families 7,333,161 0.04 7,333,161 4,183
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 67,628,035 0.35 67,583,035 1,306
Individuals holding nominal share capital up to Rs. 1 lakh 302,280,380 1.57 280,111,080 958,615
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 439,902 0.00 439,902 20
Others 10 0.00 10 1
Sub Total 497,811,809 2.59 473,957,109 977,802
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 19,256,589,795 100.00 19,232,735,095 977,863

Company Background

Indian Overseas BankBanks - Public Sector

  • Indian Overseas Bank
  • BSE Code : 5955.0
  • ISIN : INE565A01014

  • Incorporation Year

    1937

  • Registered Office

    763 Anna Salai
    , Chennai,
    Tamil Nadu-600002

  • Telephone

    91-44-28519491/28415702/28889392

  • FAX

    91-44-28585675

  • Chairman

  • Managing Director

    Ajay Kumar Srivastava

  • Company Secretary

  • Auditor

    S N Kapur & Associates/Tej Raj & Pal

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Cameo Corporate Services Ltd
    Subramanian Building,
    1ST Floor No 1,Club House Road
    Mumbai - Chennai - 600002

Indian Overseas Bank Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
I O B 37.43 29,706.00 24,049.73 23.25 0.00
Kotak Mah. Bank 2,203.00 56,072.01 45,798.91 25.72 0.00
HDFC Bank 1,910.35 307,581.57 258,340.58 21.71 0.00
ICICI Bank 1,404.55 165,848.71 142,890.94 21.19 0.00
St Bk of India 798.75 466,812.82 415,130.66 9.77 0.00
Bank of Baroda 247.35 127,101.31 112,605.95 6.59 0.00
Karur Vysya Bank 215.45 9,862.63 8,203.94 9.20 0.00
Federal Bank 196.35 25,267.53 22,188.26 12.28 0.00
Canara Bank 96.47 127,654.36 108,687.93 5.54 0.00
IDBI Bank 80.46 30,037.04 26,426.13 12.19 0.00
UCO Bank 30.39 25,119.87 21,854.34 16.43 0.00