• SENSEX 81,463.09
    -721.08 (--0.88%)
  • BANKNIFTY 56,528.90
    -537.15 (--0.94%)
  • Authum Invest
    2,250.00 985.45(%)
  • Indian Energy Ex
    149.45 244.35(%)
  • Vimta Labs
    598.90 598.90(%)
  • Bharti Airtel
    1,952.40 2,045.50(%)
  • Force Motors
    16,488.00 6,128.55(%)
  • Bajaj Finance
    897.65 642.61(%)
  • Anant Raj
    606.00 947.25(%)
  • Jayaswal Neco
    40.05 26.06(%)
  • Sharda Cropchem
    1,090.25 1,090.25(%)
  • Infosys
    1,511.35 1,307.10(%)
  • Olectra Greentec
    1,460.00 973.65(%)
  • Tata Motors
    685.00 542.55(%)
  • Eternal Ltd
    306.25 189.60(%)
  • Trent
    5,033.80 4,491.75(%)
  • Reliance Industr
    1,384.50 1,115.55(%)
  • Waaree Energies
    3,171.00 1,808.65(%)
  • Phoenix Mills
    1,545.00 1,965.00(%)
  • Kajaria Ceramics
    1,151.00 745.00(%)
  • Adani Green
    972.75 758.00(%)
  • Cipla
    1,553.00 1,702.00(%)
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Punjab & Sind Bank Banks - Public Sector

  • GoI - PSB
  • BSE Code : 5814.0
  • ISIN : INE608A01012
29.95 -1 (-2.98%)
  • As on 26 Jul 2025 (EOD)
  • Today’s Low

    29.86
  • Today’s High

    30.86
  • Open

    30.85
  • Perv Close

    30.87
  • 52W Low

    25.22
  • 52W High

    73.64

Key Indicators

  • P/E(TTM)

    19.19

  • Mar.Cap (₹Cr.)

    21,251.28

  • Div & Yield %

    0.23

  • Book Value(₹)

    17.32

  • Debt-Equity Ratio

    -2.98

  • AGM Date

    25-Jul-2025

  • EPS

    1.56

  • P/E Ratio

    19.19

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    21,251.28

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    7,095.59

  • BV (₹)

    17.30

  • Sales( ₹ in Cr.)

    13,048.95

  • NP (in Cr.)

    1,015.98

  • NP Var(%)

    71.0

  • Div%

    1.0

  • CPS (₹)

    1.60

  • EPS (₹)

    1.40

  • Traded Value (₹ in Lakhs)

    21,237.09

  • 52 Week High

    73.64

  • 52 Week Low

    25.22

  • Price BSE

    30.0

  • Price NSE

    30.00

  • Market Capital( in Cr.)

    21,237.09

  • P/C Ratio

    18.30

  • P/E Ratio

    21.00

  • Price Vs.BV

    1.40

View More
Invest Now!

Navigate The Market With Confidence

Your all-in-one destination for expert investment guidance and streamlined portfolio management solutions

Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 11,481.30 9,693.98 7,992.73 7,095.81 6,973.91 7,929.53
Other Income 1,567.65 1,221.47 939.96 959.38 903.61 897.40
Total Income 13,048.95 10,915.45 8,932.69 8,055.19 7,877.52 8,826.93
EXPENDITURE :            
Interest Expended 7,697.64 6,852.93 5,019.35 4,444.50 4,712.00 5,871.98
Payments to and Provisions for Employees 2,088.48 1,944.20 1,544.42 1,478.56 1,688.07 1,211.09
Operating Expenses & Administrative Expenses 481.21 419.85 412.06 325.06 311.74 296.76
Depreciation 145.08 150.08 148.33 137.09 102.13 53.91
Other Expenses, Provisions & Contingencies 1,298.98 611.39 188.67 483.30 4,467.83 2,915.54
Provision for Tax 0.00 117.54 -17.28 0.00 -105.63 105.63
Provision Towards Deferred Tax 321.72 224.02 324.10 147.63 -565.71 -637.19
Total Expenditure 12,033.11 10,320.02 7,619.66 7,016.14 10,610.43 9,817.72
PROFIT & LOSS            
Net Profit / Loss for The Year 1,015.83 595.42 1,313.03 1,039.05 -2,732.90 -990.80
Extraordinary Items -0.15 0.23 1.37 -0.13 -0.01 0.96
Adjusted Net Profit 1,015.98 595.19 1,311.66 1,039.18 -2,732.89 -991.76
Profit brought forward 1,394.56 1,356.37 626.03 -3,577.55 -749.23 323.11
APPROPRIATION            
Transfer to Statutory Reserve 254.00 149.00 329.00 151.00 0.00 0.00
Transfer to Other Reserves 113.05 82.90 43.58 -3,315.52 95.41 81.54
Trans. to Government /Proposed Dividend 135.56 325.33 210.11 0.00 0.00 0.00
Balance carried forward to Balance Sheet 1,907.78 1,394.56 1,356.37 626.03 -3,577.55 -749.23
Equity Dividend(%) 0.70 2.00 4.80 3.10 0.00 0.00
Dividend Per Share(Rs) 0.07 0.20 0.48 0.31 0.00 0.00
Earnings Per Share-Unit Curr 1.43 0.88 1.94 1.53 -6.74 -14.13
Earnings Per Share(Adj)-Unit Curr 1.43 0.88 1.94 1.53 -6.74 -14.13
Book Value-Unit Curr 17.32 21.34 20.95 19.31 18.37 66.65
Book Value(Adj)-Unit Curr 17.32 21.34 20.95 19.31 18.37 66.65

Shareholding Pattern

  • Promoter Group

    93.85%

  • Public Share Holding

    6.15%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 6,659,051,093 93.85 6,659,051,093 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 6,659,051,093 93.85 6,659,051,093 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 127,651,585 1.80 127,651,585 12
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 17,419,623 0.25 17,419,623 15
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 140,224,372 1.98 140,224,372 10
Mutual Funds / UTI 7,480,205 0.11 7,480,205 8
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 13,538,904 0.19 13,538,904 6
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 306,314,689 4.32 306,314,689 51
2] Non Institution
Bodies Corporate 8,146,449 0.11 8,146,449 364
Clearing Members 754 0.00 754 5
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 2,464,860 0.03 2,384,860 1,533
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 3,882,274 0.05 3,882,274 4,999
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 27,883,999 0.39 27,883,999 493
Individuals holding nominal share capital up to Rs. 1 lakh 87,541,067 1.23 87,539,937 214,758
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 197,586 0.00 197,586 10
Others 0 0.00 0 0
Sub Total 130,219,438 1.84 130,138,308 222,182
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 7,095,585,220 100.00 7,095,504,090 222,234

Company Background

Punjab & Sind BankBanks - Public Sector

  • Punjab & Sind Bank
  • BSE Code : 5814.0
  • ISIN : INE608A01012
  • Incorporation Year

    1908

  • Registered Office

    21 Bank House
    Rajendra Palace, New Delhi,
    Maharashtra-110008

  • Telephone

    91-011-25782926/25728930/25812922

  • FAX

    91-011-25781639

  • Chairman

  • Managing Director

    Swarup Kumar Saha

  • Company Secretary

    Saket Mehrotra

  • Auditor

    S P Chopra & Co/O P Totla & Co/NBS & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Link Intime India Pvt Ltd
    Noble Heights 1st Fl,
    Plot NH 2 C-1 Block ,LSC Janakpuri
    Mumbai - New Delhi - 110058

Punjab & Sind Bank Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Pun. & Sind Bank 29.93 13,048.95 11,481.30 19.19 0.00
Kotak Mah. Bank 2,124.95 67,880.86 52,919.73 25.69 0.00
HDFC Bank 2,004.50 346,149.32 300,517.04 22.19 0.00
ICICI Bank 1,476.60 165,848.71 142,890.94 21.53 0.00
St Bk of India 806.50 524,172.41 462,489.35 10.50 0.00
Karur Vysya Bank 260.95 9,862.63 8,203.94 10.82 0.00
Bank of Baroda 243.45 138,088.97 121,441.64 6.43 0.00
Federal Bank 207.95 25,267.53 22,188.26 12.61 0.00
Canara Bank 110.75 142,207.87 119,755.07 5.62 0.00
IDBI Bank 93.25 33,826.02 28,902.03 12.84 0.00
UCO Bank 30.35 29,473.55 25,066.91 15.25 0.00