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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

General Insurance Corporation of India Finance & Investments

  • Govt of India
  • BSE Code : 5483.0
  • ISIN : INE481Y01014
310.85 -11 (-3.55%)
  • As on 31 Oct 2026 (EOD)

  • Today’s Low

    309.00

  • Today’s High

    322.60

  • Open

    322.50

  • Perv Close

    322.30

  • 52W Low

    308.00

  • 52W High

    417.95

Key Indicators

  • P/E(TTM)

    6.39

  • Mar.Cap (₹Cr.)

    54,535.52

  • Div & Yield %

    4.25

  • Book Value(₹)

    391.91

  • Debt-Equity Ratio

    -3.55

  • AGM Date

    30-Oct-2026

  • EPS

    48.80

  • P/E Ratio

    6.39

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    54,535.52

  • RONW (%)

    14.14

  • ROCE (%)

    10.20

Score Board

  • Equity (₹ in Cr.)

    877.20

  • BV (₹)

    391.90

  • Sales( ₹ in Cr.)

    53,869.74

  • NP (in Cr.)

    8,392.55

  • NP Var(%)

    25.0

  • Div%

    265.0

  • CPS (₹)

    47.90

  • EPS (₹)

    47.80

  • Traded Value (₹ in Lakhs)

    54,693.42

  • 52 Week High

    417.95

  • 52 Week Low

    308.00

  • Price BSE

    312.0

  • Price NSE

    311.00

  • Market Capital( in Cr.)

    54,693.42

  • P/C Ratio

    6.50

  • P/E Ratio

    6.50

  • Price Vs.BV

    47.80

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Operating Income 52,467.69 48,902.77 45,799.53 46,402.00 48,855.69 48,686.75
Other Income 1,402.05 328.87 454.01 1,024.90 522.69 -202.13
Total Income 53,869.74 49,231.64 46,253.54 47,426.90 49,378.38 48,484.62
EXPENDITURE :            
Operating & Administration Expenses 42,532.87 39,959.93 37,280.46 38,902.07 43,638.01 44,866.83
Miscellaneous Expenses 370.32 336.20 878.65 548.49 1,958.62 301.79
Interest 0.00 0.00 0.00 0.58 0.00 0.00
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 167.96 157.55 206.50 218.59 209.76 138.95
Total Expenditure 43,071.15 40,453.68 38,365.61 39,669.73 45,806.39 45,307.57
Gross Profit 10,798.59 8,777.96 7,887.93 7,757.18 3,571.98 3,177.06
Depreciation 5.34 12.32 10.00 7.74 11.84 13.68
Profit Before Tax 10,793.25 8,765.64 7,877.93 7,749.44 3,560.14 3,163.38
Current Tax 2,750.13 2,073.10 1,464.96 2,000.53 1,576.62 1,240.03
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -349.06 -8.82 -84.33 -563.59 -22.22 2.92
Reported Net Profit 8,392.18 6,701.36 6,497.30 6,312.50 2,005.74 1,920.44
Extraordinary Items -0.37 -0.27 -0.04 0.08 -0.11 0.00
Adjusted Net Profit 8,392.55 6,701.63 6,497.34 6,312.42 2,005.85 1,920.44
Adjustment below net profit 0.00 0.00 0.00 0.00 0.00 0.00
Profit/Loss Balance brought forward 22,268.62 17,321.66 12,087.53 6,169.77 4,164.03 2,243.59
Appropriations 1,754.40 1,754.40 1,263.17 394.74 0.00 0.00
P & L Balance carried down 28,906.40 22,268.62 17,321.66 12,087.53 6,169.77 4,164.03
Dividend 0.00 0.00 0.00 394.74 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 265.00 200.00 200.00 144.00 45.00 0.00
Dividend Per Share(Rs) 13.25 10.00 10.00 7.20 2.25 0.00
Earnings Per Share-Unit Curr 47.84 38.20 37.03 35.98 11.43 10.95
Earnings Per Share(Adj)-Unit Curr 47.84 38.20 37.03 35.98 11.43 10.95
Book Value-Unit Curr 369.94 328.45 296.37 239.27 180.44 163.16
Book Value(Adj)-Unit Curr 369.94 328.45 296.37 239.27 180.44 163.16

Shareholding Pattern

  • Promoter Group

    77.40%

  • Public Share Holding

    22.60%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 1,357,847,110 77.40 1,357,847,110 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 1,357,847,110 77.40 1,357,847,110 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 7,731,923 0.44 7,731,923 2
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 42,184,283 2.40 42,184,283 133
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 225,349,399 12.84 225,349,399 17
Mutual Funds / UTI 66,875,527 3.81 66,875,527 23
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 10,765,387 0.61 10,765,387 3
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 352,906,519 20.12 352,906,519 178
2] Non Institution
Bodies Corporate 4,984,177 0.28 4,984,177 512
Clearing Members 493 0.00 493 2
Directors of their Relatives 1,222 0.00 1,222 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,185,235 0.07 1,185,235 3,047
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 2,178,668 0.12 2,178,636 7,449
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 4,079,361 0.23 4,079,361 41
Individuals holding nominal share capital up to Rs. 1 lakh 30,687,518 1.75 30,686,682 212,359
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 51,436 0.00 51,436 9
Others 478,261 0.03 478,261 4
Sub Total 43,646,371 2.49 43,645,503 223,424
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,754,400,000 100.00 1,754,399,132 223,603

Company Background

General Insurance Corporation of IndiaFinance & Investments

  • General Insurance Corporation of India
  • BSE Code : 5483.0
  • ISIN : INE481Y01014

  • Incorporation Year

    1972

  • Registered Office

    Suraksha 170 J Tata Road
    Churchgate, Mumbai,
    Maharashtra-400020

  • Telephone

    91-22-22867000

  • FAX

    91-22-22884010

  • Chairman

    Hitesh Rameshchandra Joshi

  • Managing Director

    Hitesh Joshi

  • Company Secretary

    Satheesh Kumar

  • Auditor

    S H B A & CO LLP/S A R A & Associates

  • Face Value

    5

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

General Insurance Corporation of India Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
General Insuranc 311.75 53,849.46 48,900.62 6.39 14.64
SBI Life Insuran 1,655.95 114,263.31 112,965.88 62.56 0.57
ICICI Lombard 1,572.00 27,088.18 25,894.94 30.75 23.54
Star Health Insu 530.30 17,834.39 17,370.92 29.61 9.68
HDFC Life Insur. 523.15 99,764.24 98,286.45 55.83 0.57
ICICI Life Insurance 409.00 64,687.25 63,420.38 33.75 0.50
Life Insurance 384.00 981,511.81 972,924.13 8.11 0.93
Go Digit General 260.60 10,477.86 10,197.23 48.98 12.64
New India Assura 158.80 50,453.22 46,499.19 35.61 3.57
Canara HSBC 121.25 11,628.92 11,514.85 85.99 0.32
Niva Bupa Health 72.62 6,696.72 6,473.67 77.26 3.14