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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

United Credit Ltd Finance & Investments

  • United Group
  • BSE Code : 5370.0
  • ISIN : INE858C01027
21.00 0 (0.00%)
  • As on 07 Nov 2026 (EOD)
  • Today’s Low

    21.00
  • Today’s High

    21.00
  • Open

    21.00
  • Perv Close

    21.00
  • 52W Low

    19.00
  • 52W High

    37.83

Key Indicators

  • P/E(TTM)

    14.00

  • Mar.Cap (₹Cr.)

    11.19

  • Div & Yield %

    0.00

  • Book Value(₹)

    57.60

  • Debt-Equity Ratio

    0.00

  • AGM Date

    06-Nov-2026

  • EPS

    1.50

  • P/E Ratio

    14.00

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    11.19

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    5.33

  • BV (₹)

    57.60

  • Sales( ₹ in Cr.)

    3.23

  • NP (in Cr.)

    0.84

  • NP Var(%)

    -15.0

  • Div%

    0.0

  • CPS (₹)

    1.80

  • EPS (₹)

    1.60

  • Traded Value (₹ in Lakhs)

    11.19

  • 52 Week High

    37.83

  • 52 Week Low

    19.00

  • Price BSE

    21.0

  • Price NSE

    0.00

  • Market Capital( in Cr.)

    11.19

  • P/C Ratio

    11.50

  • P/E Ratio

    13.20

  • Price Vs.BV

    1.60

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Operating Income 3.19 3.72 3.58 2.92 2.76 2.71
Other Income 0.04 0.02 0.53 0.00 0.10 0.07
Total Income 3.23 3.74 4.11 2.92 2.86 2.78
EXPENDITURE :            
Operating & Administration Expenses 0.88 1.00 0.81 0.90 0.57 0.46
Miscellaneous Expenses 0.36 0.56 0.40 0.36 0.31 0.35
Interest 0.02 0.01 0.01 0.01 0.00 0.00
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 0.74 0.81 0.74 0.74 0.69 0.73
Total Expenditure 2.00 2.38 1.96 2.01 1.57 1.54
Gross Profit 1.22 1.37 2.14 0.92 1.30 1.22
Depreciation 0.13 0.07 0.07 0.06 0.02 0.03
Profit Before Tax 1.09 1.30 2.07 0.86 1.28 1.19
Current Tax 0.27 0.24 0.49 0.19 0.57 0.37
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -0.04 0.05 -0.05 -0.04 -0.05 -0.05
Reported Net Profit 0.86 1.01 1.64 0.72 0.75 0.87
Extraordinary Items 0.01 0.02 0.00 0.00 0.00 0.00
Adjusted Net Profit 0.85 0.99 1.64 0.72 0.75 0.87
Adjustment below net profit 0.00 0.00 0.00 0.00 0.00 0.00
Profit/Loss Balance brought forward 7.27 6.46 5.15 4.57 3.97 3.27
Appropriations 0.17 0.20 0.33 0.14 0.15 0.17
P & L Balance carried down 7.96 7.27 6.46 5.15 4.57 3.97
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 1.56 1.85 2.98 1.32 1.37 1.59
Earnings Per Share(Adj)-Unit Curr 1.56 1.85 2.98 1.32 1.37 1.59
Book Value-Unit Curr 56.17 54.58 52.77 49.78 48.48 47.09
Book Value(Adj)-Unit Curr 56.17 54.58 52.77 49.78 48.48 47.09

Shareholding Pattern

  • Promoter Group

    57.31%

  • Public Share Holding

    42.69%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 2,299,264 43.16 2,299,264 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 754,000 14.15 754,000 2
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 3,053,264 57.31 3,053,264 3
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 28,137 0.53 0 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 350 0.01 0 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 0 0.00 0 0
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 0 0.00 0 0
Mutual Funds / UTI 0 0.00 0 0
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 0 0.00 0 0
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 28,487 0.53 0 2
2] Non Institution
Bodies Corporate 811,479 15.23 777,519 31
Clearing Members 0 0.00 0 0
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 13,474 0.25 10,354 22
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 16,048 0.30 16,048 38
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 534,571 10.03 534,571 10
Individuals holding nominal share capital up to Rs. 1 lakh 690,991 12.97 527,901 2,461
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 0 0.00 0 0
Others 164,037 3.08 164,037 1
Sub Total 2,246,072 42.16 2,043,362 2,565
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 5,327,823 100.00 5,096,626 2,570

Company Background

United Credit LtdFinance & Investments

  • United Credit Ltd
  • BSE Code : 5370.0
  • ISIN : INE858C01027
  • Incorporation Year

    1970

  • Registered Office

    27B Camac Street
    8th Floor, Kolkata,
    West Bengal-700016

  • Telephone

    91-033-22879359/9360

  • FAX

    91-033-22872047

  • Chairman

    A K Dabriwala

  • Managing Director

    A K Dabriwala

  • Company Secretary

    Deepali Gupta

  • Auditor

    L B Jha & Co

  • Face Value

    10

  • Listing

    BSE

  • Registrar

    CB Management Services Ltd
    P-22,
    Bondel Road,
    Mumbai - Kolkata-700019

United Credit Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
United Credit 21.00 3.23 3.11 14.00 3.62
TVS Holdings 12,834.15 516.59 516.34 21.11 15.52
Mah. Scooters 12,111.50 313.24 312.76 45.42 1.06
Bajaj Holdings 11,049.75 3,184.31 3,130.62 54.91 12.82
Alfred Herbert 2,705.50 44.77 44.73 5.71 12.10
GKW 1,699.00 47.96 32.09 -189.83 2.11
Rane Holdings 1,500.60 171.45 165.69 24.54 13.92
Max Financial 1,279.00 30.68 25.79 3,996.88 0.05
Tata Inv.Corpn. 572.45 426.34 420.21 78.10 1.29
Naperol Invest. 505.15 26.80 26.72 26.90 1.07
Aravali Sec 4.07 0.95 0.00 -33.92 0.00