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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

GIC Housing Finance Ltd Finance - Housing

  • GIC
  • BSE Code : 4580.0
  • ISIN : INE289B01019
167.75 -5 (-2.75%)
  • As on 31 Mar 2025 (EOD)
  • Today’s Low

    166.50
  • Today’s High

    173.80
  • Open

    172.00
  • Perv Close

    172.49
  • 52W Low

    156.01
  • 52W High

    278.40

Key Indicators

  • P/E(TTM)

    5.06

  • Mar.Cap (₹Cr.)

    903.33

  • Div & Yield %

    2.68

  • Book Value(₹)

    349.17

  • Debt-Equity Ratio

    -2.75

  • AGM Date

    28-Mar-2025

  • EPS

    33.18

  • P/E Ratio

    5.06

Financials Ratios

  • Debt-Equity Ratio

    5.03

  • Mar.Cap (₹Cr.)

    903.33

  • RONW (%)

    8.58

  • ROCE (%)

    8.60

Score Board

  • Equity (₹ in Cr.)

    53.85

  • BV (₹)

    349.20

  • Sales( ₹ in Cr.)

    1,069.64

  • NP (in Cr.)

    146.43

  • NP Var(%)

    -30.0

  • Div%

    45.0

  • CPS (₹)

    30.00

  • EPS (₹)

    27.20

  • Traded Value (₹ in Lakhs)

    903.33

  • 52 Week High

    278.40

  • 52 Week Low

    156.01

  • Price BSE

    168.0

  • Price NSE

    168.00

  • Market Capital( in Cr.)

    903.33

  • P/C Ratio

    5.60

  • P/E Ratio

    6.20

  • Price Vs.BV

    27.20

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Financials

All Values are in (₹Cr)
Particulars(INCOME) Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019
Sales Turnover 1,057.16 1,114.90 1,149.78 1,230.65 1,247.45 1,224.78
Excise Duty 1,042.72 1,098.63 1,135.32 1,218.84 1,243.86 1,220.38
Net Sales 1,057.16 1,114.90 1,149.78 1,230.65 1,247.45 1,224.78
Other Income 0.00 0.00 0.00 5.96 0.00 0.00
Stock Adjustments 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00
EXPENDITURE :
Raw Materials 1,042.72 1,098.63 1,135.32 1,218.84 1,243.86 1,220.38
Power & Fuel Cost 1,042.72 1,098.63 1,135.32 1,218.84 1,243.86 1,220.38
Employee Cost 0.00 0.00 0.00 0.00 0.00 0.00
Other Manufacturing Expenses 1,069.64 1,128.88 1,156.40 1,239.55 1,254.91 1,227.65
Selling & Administrative Expenses 12.48 13.98 6.62 8.90 7.46 2.87
Miscellaneous Expenses 1,069.64 1,128.88 1,156.40 1,239.55 1,254.91 1,227.65
Less : Pre-operative Expenses Capitalised :
Total Expenditure 63.42 59.89 48.20 43.46 42.53 32.90
Operating Profit 9.15 10.85 9.05 3.80 0.00 0.00
Interest 710.38 702.49 700.95 822.87 945.38 865.28
Gross Profit 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 18.21 17.42 118.30 185.17 99.70 33.00
Profit Before Tax 0.00 0.00 0.00 0.00 0.00 0.00
Tax 0.00 0.00 0.00 0.00 0.00 0.00
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 7.13 6.07 15.23 8.80 4.86 9.61
Reported Net Profit 0.00 0.00 0.00 0.00 0.00 0.00
Extraordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Net Profit 0.00 0.00 0.00 0.00 0.00 0.00
Adjustment below Net Profit 0.00 0.00 0.00 0.00 0.00 0.00
P & L Balance brought forward 0.00 0.00 0.00 0.00 0.00 0.00
Statutory Appropriations 0.00 0.00 0.00 0.00 0.00 0.00
P & L Balance carried down 0.00 0.00 0.00 0.00 0.00 0.00
Dividend - - - - - -
Preference Dividend - - - - - -
Equity Dividend (%) 10.25 42.10 -7.17 -23.13 23.64 -3.15
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 0.00 0.00 0.00 0.00 0.00 0.00
Book Value 0.00 0.00 0.00 0.00 0.00 0.00
Book Value(Adj)-Unit Curr 0.00 0.00 0.00 0.00 0.00 0.00

Shareholding Pattern

  • Promoter Group

    42.41%

  • Public Share Holding

    57.59%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 22,836,839 42.41 22,836,839 5
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 22,836,839 42.41 22,836,839 5
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 100 0.00 100 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 1,320,052 2.45 1,320,052 40
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 3,173,790 5.89 3,173,790 1
Mutual Funds / UTI 0 0.00 0 0
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 2,600 0.00 2,600 2
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 4,496,542 8.35 4,496,542 44
2] Non Institution
Bodies Corporate 4,491,124 8.34 4,489,724 416
Clearing Members 347 0.00 347 3
Directors of their Relatives 500 0.00 500 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 657,638 1.22 657,476 1,021
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 1,021,445 1.90 1,021,445 1,551
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 3,037,429 5.64 3,037,429 58
Individuals holding nominal share capital up to Rs. 1 lakh 17,050,251 31.66 16,846,084 64,680
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 40,558 0.08 40,558 10
Others 218,393 0.41 218,393 1
Sub Total 26,517,685 49.24 26,311,956 67,741
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 53,851,066 100.00 53,645,337 67,790

Company Background

GIC Housing Finance LtdFinance - Housing

  • GIC Housing Finance Ltd
  • BSE Code : 4580.0
  • ISIN : INE289B01019
  • Incorporation Year

    1989

  • Registered Office

    Royal Insurance Build 6th Flr
    14 Jamshedji Tata Rd Churchgat, Mumbai,
    Maharashtra-400020

  • Telephone

    91-22-2285 1765(5 Lines)

  • FAX

    91-22-2288 4985/2288 0173

  • Chairman

    N. Ramaswamy

  • Managing Director

  • Company Secretary

  • Auditor

    Chandabhoy & Jassoobhoy

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

GIC Housing Finance Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
GIC Housing Fin 167.75 1,069.64 1,057.16 5.06 8.60
Bajaj Holdings 12,470.50 3,175.69 3,111.91 57.69 17.45
Mah. Scooters 11,234.15 223.54 222.50 78.85 0.88
Tata Inv.Corpn. 6,315.05 325.31 322.48 113.07 1.19
Alfred Herbert 2,050.00 1.95 1.54 25.33 0.52
GKW 1,680.40 39.10 38.77 -38.36 5.63
Max Financial 1,147.65 21.71 21.43 -3,825.50 -0.17
Naperol Invest. 1,041.40 1.92 1.91 3,062.94 -0.08
Piramal Enterp. 986.60 3,825.21 3,734.30 15.02 5.29
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 4.01 0.74 0.00 -20.05 0.00