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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

LIC Housing Finance Ltd Finance - Housing

  • LIC of India
  • BSE Code : 4248.0
  • ISIN : INE115A01026
503.75 -8 (-1.52%)
  • As on 21 Oct 2026 (EOD)

  • Today’s Low

    501.65

  • Today’s High

    515.80

  • Open

    512.60

  • Perv Close

    511.50

  • 52W Low

    458.90

  • 52W High

    598.20

Key Indicators

  • P/E(TTM)

    4.87

  • Mar.Cap (₹Cr.)

    27,709.42

  • Div & Yield %

    1.98

  • Book Value(₹)

    751.29

  • Debt-Equity Ratio

    -1.52

  • AGM Date

    21-Oct-2026

  • EPS

    104.05

  • P/E Ratio

    4.87

Financials Ratios

  • Debt-Equity Ratio

    8.48

  • Mar.Cap (₹Cr.)

    27,709.42

  • RONW (%)

    16.24

  • ROCE (%)

    8.79

Score Board

  • Equity (₹ in Cr.)

    110.01

  • BV (₹)

    751.30

  • Sales( ₹ in Cr.)

    28,771.66

  • NP (in Cr.)

    5,595.03

  • NP Var(%)

    3.0

  • Div%

    500.0

  • CPS (₹)

    103.90

  • EPS (₹)

    101.70

  • Traded Value (₹ in Lakhs)

    27,849.69

  • 52 Week High

    598.20

  • 52 Week Low

    458.90

  • Price BSE

    506.0

  • Price NSE

    504.00

  • Market Capital( in Cr.)

    27,849.69

  • P/C Ratio

    4.90

  • P/E Ratio

    5.00

  • Price Vs.BV

    101.70

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Operating Income 28,771.04 28,043.21 27,234.11 22,662.62 19,925.50 19,852.92
Other Income 0.62 2.92 0.53 11.58 27.52 -5.23
Total Income 28,771.66 28,046.13 27,234.64 22,674.20 19,953.02 19,847.69
EXPENDITURE :            
Operating & Administration Expenses 488.88 447.87 378.86 360.00 272.98 293.21
Miscellaneous Expenses 668.34 410.97 1,735.79 2,032.47 2,108.88 1,410.71
Interest 19,775.19 19,535.82 18,390.66 16,185.96 14,177.25 14,452.58
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 641.05 701.73 609.99 473.21 563.32 293.18
Total Expenditure 21,573.46 21,096.39 21,115.30 19,051.64 17,122.43 16,449.68
Gross Profit 7,198.20 6,949.74 6,119.34 3,622.56 2,830.59 3,398.01
Depreciation 117.58 93.93 65.42 65.56 52.44 49.44
Profit Before Tax 7,080.62 6,855.81 6,053.92 3,557.00 2,778.15 3,348.57
Current Tax 1,256.52 1,062.33 1,038.00 1,188.05 944.43 936.67
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 228.95 364.46 250.51 -522.08 -453.56 -322.44
Reported Net Profit 5,595.15 5,429.02 4,765.41 2,891.03 2,287.28 2,734.34
Extraordinary Items 0.12 0.12 0.42 0.23 0.05 0.06
Adjusted Net Profit 5,595.03 5,428.90 4,764.99 2,890.80 2,287.23 2,734.28
Adjustment below net profit 23.67 -71.81 -3.57 5.03 -4.72 -2.40
Profit/Loss Balance brought forward 9,905.57 7,343.41 5,359.12 4,765.60 4,603.32 4,009.89
Appropriations 2,950.05 2,795.05 2,777.54 2,302.53 2,120.27 2,138.50
P & L Balance carried down 12,574.33 9,905.56 7,343.41 5,359.12 4,765.60 4,603.32
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 500.00 500.00 450.00 425.00 425.00 425.00
Dividend Per Share(Rs) 10.00 10.00 9.00 8.50 8.50 8.50
Earnings Per Share-Unit Curr 101.66 98.64 86.58 52.53 41.56 54.15
Earnings Per Share(Adj)-Unit Curr 101.66 98.64 86.58 52.53 41.56 54.15
Book Value-Unit Curr 750.83 658.74 570.40 492.38 448.25 406.40
Book Value(Adj)-Unit Curr 750.83 658.74 570.40 492.38 448.25 406.40

Shareholding Pattern

  • Promoter Group

    45.24%

  • Public Share Holding

    54.76%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 248,842,495 45.24 248,842,495 1
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 248,842,495 45.24 248,842,495 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 1,452 0.00 1,452 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 263,462 0.05 263,462 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 104,122,717 18.93 104,122,717 284
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 2,500 0.00 0 1
Insurance Companies 17,502,907 3.18 17,502,907 21
Mutual Funds / UTI 100,020,920 18.18 100,020,920 43
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 1,190,910 0.22 1,190,910 8
Trusts 62,670 0.01 62,670 8
Venture Capital Funds 0 0.00 0 0
Sub total 223,167,538 40.57 223,165,038 367
2] Non Institution
Bodies Corporate 12,704,365 2.31 12,688,865 1,132
Clearing Members 2,106,282 0.38 2,106,282 63
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 2,760,260 0.50 2,759,760 6,288
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 2,175,778 0.40 2,172,278 4,806
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 4,285,223 0.78 4,285,223 14
Individuals holding nominal share capital up to Rs. 1 lakh 51,000,953 9.27 49,448,822 316,981
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 77,471 0.01 76,471 17
Others 1,378,586 0.25 1,378,586 1
Sub Total 78,052,967 14.19 76,479,336 329,352
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 550,063,000 100.00 548,486,869 329,720

Company Background

LIC Housing Finance LtdFinance - Housing

  • LIC Housing Finance Ltd
  • BSE Code : 4248.0
  • ISIN : INE115A01026

  • Incorporation Year

    1989

  • Registered Office

    131 Maker Tower-F 13th Floor
    Cuffe Parade, Mumbai,
    Maharashtra-400005

  • Telephone

  • FAX

  • Chairman

    Doraiswamy Ramchandran

  • Managing Director

    Tribhuwan Adhikari

  • Company Secretary

    Varsha Hardasani

  • Auditor

    Shah Gupta & Co/Batliboi & Purohit

  • Face Value

    2

  • Listing

    NSE

  • Registrar

    Sharex Dynamic (India) Pvt Ltd
    Unit No 1 Luthra Ind,
    Andheri Kurla Road ,Safed Pool Andheri(E
    Mumbai - Mumbai - 400 072

LIC Housing Finance Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
LIC Housing Fin. 506.30 28,771.66 28,764.63 4.87 8.58
Mah. Scooters 11,966.95 313.24 312.76 49.10 1.06
TVS Holdings 10,999.45 516.59 516.34 69.79 15.52
Bajaj Holdings 10,940.00 3,184.31 3,130.62 40.37 12.82
Alfred Herbert 2,680.95 44.77 44.73 5.66 12.10
GKW 1,527.20 47.96 32.09 -170.64 2.11
Rane Holdings 1,495.05 171.45 165.69 24.44 13.92
Max Financial 1,249.60 30.68 25.79 4,628.15 0.05
Tata Inv.Corpn. 586.80 426.34 420.21 79.19 1.29
Naperol Invest. 565.50 26.80 26.72 30.11 1.07
Aravali Sec 3.81 0.95 0.00 -31.75 0.00