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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

LIC Housing Finance Ltd Finance - Housing

  • LIC of India
  • BSE Code : 4248.0
  • ISIN : INE115A01026
579.65 -11 (-1.93%)
  • As on 06 Aug 2025 (EOD)

  • Today’s Low

    575.20

  • Today’s High

    591.15

  • Open

    591.10

  • Perv Close

    591.05

  • 52W Low

    483.70

  • 52W High

    735.55

Key Indicators

  • P/E(TTM)

    5.81

  • Mar.Cap (₹Cr.)

    31,884.40

  • Div & Yield %

    1.73

  • Book Value(₹)

    659.14

  • Debt-Equity Ratio

    -1.93

  • AGM Date

    05-Aug-2025

  • EPS

    99.78

  • P/E Ratio

    5.81

Financials Ratios

  • Debt-Equity Ratio

    8.48

  • Mar.Cap (₹Cr.)

    31,884.40

  • RONW (%)

    16.23

  • ROCE (%)

    8.79

Score Board

  • Equity (₹ in Cr.)

    110.01

  • BV (₹)

    659.10

  • Sales( ₹ in Cr.)

    28,056.22

  • NP (in Cr.)

    5,429.02

  • NP Var(%)

    14.0

  • Div%

    500.0

  • CPS (₹)

    100.40

  • EPS (₹)

    98.70

  • Traded Value (₹ in Lakhs)

    31,867.90

  • 52 Week High

    735.55

  • 52 Week Low

    483.70

  • Price BSE

    579.0

  • Price NSE

    580.00

  • Market Capital( in Cr.)

    31,867.90

  • P/C Ratio

    5.80

  • P/E Ratio

    5.90

  • Price Vs.BV

    98.70

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 27,234.11 22,662.62 19,925.50 19,852.92 19,702.88 17,364.49
Other Income 0.53 11.58 27.52 -5.23 -33.12 0.08
Total Income 27,234.64 22,674.20 19,953.02 19,847.69 19,669.76 17,364.57
EXPENDITURE :            
Operating & Administration Expenses 378.86 360.00 272.98 293.21 237.00 447.82
Miscellaneous Expenses 1,735.79 2,032.47 2,108.88 1,410.71 1,032.75 386.05
Interest 18,390.66 16,185.96 14,177.25 14,452.58 14,783.86 12,891.54
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 609.99 473.21 563.32 293.18 299.09 247.88
Total Expenditure 21,115.30 19,051.64 17,122.43 16,449.68 16,352.70 13,973.29
Gross Profit 6,119.34 3,622.56 2,830.59 3,398.01 3,317.06 3,391.28
Depreciation 65.42 65.56 52.44 49.44 48.07 11.73
Profit Before Tax 6,053.92 3,557.00 2,778.15 3,348.57 3,268.99 3,379.55
Current Tax 1,038.00 1,188.05 944.43 936.67 828.98 1,059.43
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 250.51 -522.08 -453.56 -322.44 38.17 -110.85
Reported Net Profit 4,765.41 2,891.03 2,287.28 2,734.34 2,401.84 2,430.97
Extraordinary Items 0.42 0.23 0.05 0.06 0.18 0.05
Adjusted Net Profit 4,764.99 2,890.80 2,287.23 2,734.28 2,401.66 2,430.92
Adjustment below net profit -3.57 5.03 -4.72 -2.40 -84.48 -69.71
Profit/Loss Balance brought forward 5,359.12 4,765.60 4,603.32 4,009.89 3,426.07 2,757.98
Appropriations 2,777.54 2,302.53 2,120.27 2,138.50 1,733.53 1,693.16
P & L Balance carried down 7,343.41 5,359.12 4,765.60 4,603.32 4,009.89 3,426.07
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 450.00 425.00 425.00 425.00 400.00 380.00
Dividend Per Share(Rs) 9.00 8.50 8.50 8.50 8.00 7.60
Earnings Per Share-Unit Curr 86.58 52.53 41.56 54.15 47.57 48.14
Earnings Per Share(Adj)-Unit Curr 86.58 52.53 41.56 54.15 47.57 48.14
Book Value-Unit Curr 570.40 492.38 448.25 406.40 360.29 322.00
Book Value(Adj)-Unit Curr 570.40 492.38 448.25 406.40 360.29 322.00

Shareholding Pattern

  • Promoter Group

    45.24%

  • Public Share Holding

    54.76%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 248,842,495 45.24 248,842,495 1
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 248,842,495 45.24 248,842,495 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 313,462 0.06 313,462 2
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 4,500 0.00 0 2
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 111,434,863 20.26 111,434,863 365
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 20,223,096 3.68 20,223,096 19
Mutual Funds / UTI 99,471,173 18.08 99,471,173 38
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 2,090,446 0.38 2,090,446 12
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 233,537,540 42.46 233,533,040 438
2] Non Institution
Bodies Corporate 5,891,715 1.07 5,874,215 1,325
Clearing Members 1,762 0.00 1,762 12
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 2,915,943 0.53 2,913,443 6,551
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 1,925,573 0.35 1,922,073 5,064
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 1,803,732 0.33 1,803,732 8
Individuals holding nominal share capital up to Rs. 1 lakh 52,893,417 9.62 51,145,281 350,819
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 119,330 0.02 118,330 25
Others 1,362,849 0.25 1,362,849 1
Sub Total 67,682,965 12.30 65,908,329 363,949
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 550,063,000 100.00 548,283,864 364,388

Company Background

LIC Housing Finance LtdFinance - Housing

  • LIC Housing Finance Ltd
  • BSE Code : 4248.0
  • ISIN : INE115A01026

  • Incorporation Year

    1989

  • Registered Office

    131 Maker Tower-F 13th Floor
    Cuffe Parade, Mumbai,
    Maharashtra-400005

  • Telephone

  • FAX

  • Chairman

    Siddhartha Mohanty

  • Managing Director

    Tribhuwan Adhikari

  • Company Secretary

    Varsha Hardasani

  • Auditor

    SGCO & Co LLP/Khandelwal Jain & Co/Shah Gupta & Co

  • Face Value

    2

  • Listing

    NSE

  • Registrar

    Sharex Dynamic (India) Pvt Ltd
    Unit No 1 Luthra Ind,
    Andheri Kurla Road ,Safed Pool Andheri(E
    Mumbai - Mumbai - 400 072

LIC Housing Finance Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
LIC Housing Fin. 579.35 27,234.64 27,228.22 5.81 8.79
Mah. Scooters 14,725.35 185.20 182.86 69.70 0.59
Bajaj Holdings 13,853.55 1,600.25 1,512.77 119.34 7.38
Tata Inv.Corpn. 7,137.15 369.49 367.10 116.87 1.09
Alfred Herbert 3,060.00 1.95 1.54 37.82 0.52
GKW 1,664.90 36.63 32.78 -143.77 -2.42
Max Financial 1,474.85 21.71 21.43 -5,462.41 -0.17
Piramal Enterp. 1,185.15 2,257.94 2,138.36 61.31 4.90
Naperol Invest. 1,061.15 1.92 1.91 55.64 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 4.38 0.91 0.00 -27.38 0.00