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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

CreditAccess Grameen Ltd Finance & Investments

  • MNC Associate
  • BSE Code : 37419.0
  • ISIN : INE741K01010
1,354.90 75 (5.88%)
  • As on 23 Jul 2025 (EOD)

  • Today’s Low

    1,253.40

  • Today’s High

    1,374.50

  • Open

    1,261.00

  • Perv Close

    1,279.70

  • 52W Low

    750.20

  • 52W High

    1,354.80

Key Indicators

  • P/E(TTM)

    111.56

  • Mar.Cap (₹Cr.)

    21,643.21

  • Div & Yield %

    0.00

  • Book Value(₹)

    435.45

  • Debt-Equity Ratio

    5.88

  • AGM Date

    23-Jul-2025

  • EPS

    12.14

  • P/E Ratio

    111.56

Financials Ratios

  • Debt-Equity Ratio

    3.27

  • Mar.Cap (₹Cr.)

    21,643.21

  • RONW (%)

    24.77

  • ROCE (%)

    14.76

Score Board

  • Equity (₹ in Cr.)

    159.74

  • BV (₹)

    435.50

  • Sales( ₹ in Cr.)

    5,756.14

  • NP (in Cr.)

    531.40

  • NP Var(%)

    -63.0

  • Div%

    0.0

  • CPS (₹)

    37.20

  • EPS (₹)

    33.30

  • Traded Value (₹ in Lakhs)

    20,449.95

  • 52 Week High

    1,354.80

  • 52 Week Low

    750.20

  • Price BSE

    1280.0

  • Price NSE

    1,280.00

  • Market Capital( in Cr.)

    20,449.95

  • P/C Ratio

    34.40

  • P/E Ratio

    38.50

  • Price Vs.BV

    33.30

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Operating Income 5,752.33 5,166.67 3,487.03 2,668.60 2,027.79 1,683.49
Other Income 3.81 5.98 63.73 81.46 3.35 0.87
Total Income 5,756.14 5,172.65 3,550.76 2,750.06 2,031.14 1,684.36
EXPENDITURE :            
Operating & Administration Expenses 333.72 295.46 246.12 180.28 107.00 124.49
Miscellaneous Expenses 1,965.99 479.07 418.05 616.71 662.15 254.88
Interest 1,954.98 1,738.36 1,216.12 987.42 744.67 574.82
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 730.36 669.43 515.24 437.62 299.60 259.64
Total Expenditure 4,985.05 3,182.32 2,395.53 2,222.03 1,813.42 1,213.83
Gross Profit 771.09 1,990.33 1,155.23 528.03 217.72 470.53
Depreciation 62.22 51.15 49.84 47.23 23.43 19.64
Profit Before Tax 708.87 1,939.18 1,105.39 480.80 194.29 450.89
Current Tax 388.25 544.57 238.23 120.28 93.44 159.32
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -210.78 -51.32 41.13 7.44 -41.54 -35.93
Reported Net Profit 531.40 1,445.93 826.03 353.08 142.39 327.50
Extraordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Net Profit 531.40 1,445.93 826.03 353.08 142.39 327.50
Adjustment below net profit -4.77 -0.80 -0.45 0.53 0.17 0.04
Profit/Loss Balance brought forward 3,011.04 1,855.10 1,194.73 917.55 815.59 553.55
Appropriations 159.44 0.00 0.00 0.00 0.00 0.00
P & L Balance carried down 3,271.95 3,011.04 1,855.10 1,194.73 929.68 815.59
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 0.00 100.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 10.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 33.27 90.72 51.98 22.65 9.15 22.74
Earnings Per Share(Adj)-Unit Curr 33.27 90.72 51.98 22.65 9.15 22.74
Book Value-Unit Curr 435.51 412.22 321.37 267.33 233.63 185.37
Book Value(Adj)-Unit Curr 435.51 412.22 321.37 267.33 233.63 185.37

Shareholding Pattern

  • Promoter Group

    66.43%

  • Public Share Holding

    33.57%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 106,109,028 66.43 106,109,028 1
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 106,109,028 66.43 106,109,028 1
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 0 0.00 0 0
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 19,381,751 12.13 19,381,751 152
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 2,856,822 1.79 2,856,822 13
Mutual Funds / UTI 16,835,016 10.54 16,835,016 29
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 690,852 0.43 690,852 18
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 39,764,441 24.89 39,764,441 212
2] Non Institution
Bodies Corporate 758,495 0.47 758,495 413
Clearing Members 31,408 0.02 31,408 7
Directors of their Relatives 0 0.00 0 0
Employees 615,117 0.39 615,117 195
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 828,554 0.52 828,554 2,442
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 200,901 0.13 200,901 1,581
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 4,733,670 2.96 4,733,670 32
Individuals holding nominal share capital up to Rs. 1 lakh 6,678,209 4.18 6,676,325 97,014
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 2,097 0.00 2,097 2
Others 18,340 0.01 18,340 3
Sub Total 13,866,791 8.68 13,864,907 101,689
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 159,740,260 100.00 159,738,376 101,902

Company Background

CreditAccess Grameen LtdFinance & Investments

  • CreditAccess Grameen Ltd
  • BSE Code : 37419.0
  • ISIN : INE741K01010

  • Incorporation Year

    1991

  • Registered Office

    New No 49 (O No 725) 46th Cros
    8th Block Jayanagar, Bangalore,
    Karnataka-560071

  • Telephone

    91-80-22637300

  • FAX

    91-80-26643433

  • Chairman

    George Joseph

  • Managing Director

    Udaya Kumar Hebbar

  • Company Secretary

  • Auditor

    PKF Sridhar & Santhanam LLP/Varma & Varma

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Karvy Computershare Pvt Ltd
    Plot No 17-24 ,
    Vittal Rao Nagar ,Madhapur
    Mumbai - Hyderabad-500081

CreditAccess Grameen Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
CreditAcc. Gram. 1,354.35 5,756.14 5,752.33 111.56 9.55
Mah. Scooters 14,960.50 185.20 182.86 70.81 0.59
Bajaj Holdings 13,969.10 1,600.25 1,512.77 120.34 7.38
Tata Inv.Corpn. 6,775.15 369.49 367.10 121.33 1.09
Alfred Herbert 3,012.55 1.95 1.54 37.23 0.52
GKW 1,817.90 36.63 32.78 -58.76 -2.42
Max Financial 1,549.25 21.71 21.43 -5,737.96 -0.17
Piramal Enterp. 1,305.55 2,257.94 2,138.36 58.76 4.90
Naperol Invest. 1,167.25 1.92 1.91 63.58 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 4.85 0.74 0.00 -24.25 0.00