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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

AU Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 34695.0
  • ISIN : INE949L01017
693.05 -5 (-0.74%)
  • As on 02 Jun 2025 (EOD)

  • Today’s Low

    690.30

  • Today’s High

    703.95

  • Open

    698.30

  • Perv Close

    698.25

  • 52W Low

    478.35

  • 52W High

    755.40

Key Indicators

  • P/E(TTM)

    24.52

  • Mar.Cap (₹Cr.)

    51,619.72

  • Div & Yield %

    0.14

  • Book Value(₹)

    228.81

  • Debt-Equity Ratio

    -0.74

  • AGM Date

    30-May-2025

  • EPS

    28.27

  • P/E Ratio

    24.52

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    51,619.72

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    744.82

  • BV (₹)

    228.80

  • Sales( ₹ in Cr.)

    18,590.04

  • NP (in Cr.)

    2,105.93

  • NP Var(%)

    37.0

  • Div%

    10.0

  • CPS (₹)

    28.30

  • EPS (₹)

    28.30

  • Traded Value (₹ in Lakhs)

    51,623.44

  • 52 Week High

    755.40

  • 52 Week Low

    478.35

  • Price BSE

    693.0

  • Price NSE

    693.00

  • Market Capital( in Cr.)

    51,623.44

  • P/C Ratio

    24.50

  • P/E Ratio

    24.50

  • Price Vs.BV

    28.30

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Interest Earned 10,554.71 8,205.41 5,921.73 4,950.05 4,285.88 2,949.13
Other Income 1,745.89 1,034.46 993.69 1,420.93 706.09 461.91
Total Income 12,300.60 9,239.87 6,915.42 6,370.98 4,991.97 3,411.04
EXPENDITURE :            
Interest Expended 5,397.63 3,780.13 2,687.61 2,584.61 2,376.94 1,606.53
Payments to and Provisions for Employees 2,103.68 1,793.03 1,378.92 980.17 759.62 601.11
Operating Expenses & Administrative Expenses 1,194.56 897.01 573.00 354.24 332.93 266.94
Depreciation 225.44 185.42 140.17 104.37 88.62 61.75
Other Expenses, Provisions & Contingencies 1,379.86 719.64 681.65 889.09 519.89 294.58
Provision for Tax 487.97 387.37 365.82 347.72 268.92 195.56
Provision Towards Deferred Tax -23.26 49.35 -41.58 -59.90 -29.73 2.76
Total Expenditure 10,765.88 7,811.95 5,785.60 5,200.30 4,317.19 3,029.23
PROFIT & LOSS            
Net Profit / Loss for The Year 1,534.72 1,427.93 1,129.83 1,170.68 674.78 381.81
Extraordinary Items -1.06 -0.51 -0.48 -0.71 -0.78 -0.95
Adjusted Net Profit 1,535.78 1,428.44 1,130.31 1,171.39 675.56 382.76
Profit brought forward 4,287.14 3,382.42 2,691.10 1,887.32 1,572.03 1,365.84
APPROPRIATION            
Transfer to Statutory Reserve 383.68 356.98 282.46 292.67 168.70 95.45
Transfer to Other Reserves 198.59 134.72 156.06 74.23 164.36 62.68
Trans. to Government /Proposed Dividend 66.70 31.51 0.00 0.00 26.44 17.48
Balance carried forward to Balance Sheet 5,172.88 4,287.14 3,382.42 2,691.10 1,887.32 1,572.03
Equity Dividend(%) 10.00 10.00 10.00 0.00 0.00 7.50
Dividend Per Share(Rs) 1.00 1.00 1.00 0.00 0.00 0.75
Earnings Per Share-Unit Curr 22.93 21.42 35.88 37.50 22.19 13.06
Earnings Per Share(Adj)-Unit Curr 22.93 21.42 17.94 18.75 11.10 6.53
Book Value-Unit Curr 186.75 163.98 237.30 197.69 142.20 100.73
Book Value(Adj)-Unit Curr 186.75 163.98 118.65 98.85 71.10 50.37

Shareholding Pattern

  • Promoter Group

    22.87%

  • Public Share Holding

    77.13%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 10,829,072 1.45 10,829,072 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 159,469,340 21.42 159,469,340 3
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 170,298,412 22.87 170,298,412 4
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 4,562 0.00 4,562 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 1,201 0.00 1,201 2
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 264,885,147 35.58 264,885,147 583
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 30,336,302 4.07 30,336,302 18
Mutual Funds / UTI 150,168,613 20.17 150,168,613 27
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 21,763,815 2.92 21,763,815 20
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 467,159,640 62.75 467,159,640 651
2] Non Institution
Bodies Corporate 19,724,674 2.65 19,724,649 675
Clearing Members 1,348,663 0.18 1,348,663 8
Directors of their Relatives 13,947,731 1.87 13,947,731 5
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 2,323,867 0.31 2,323,867 3,444
Foreign Non Institution Other 26,862,741 3.61 26,862,741 6
Hindu Undivided Families 675,803 0.09 675,803 3,351
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 20,452,157 2.75 20,452,157 182
Individuals holding nominal share capital up to Rs. 1 lakh 20,150,084 2.71 20,147,657 184,595
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 568 0.00 568 5
Others 315,496 0.04 315,496 4
Sub Total 107,072,479 14.38 107,070,027 192,332
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 744,530,531 100.00 744,528,079 192,987

Company Background

AU Small Finance Bank LtdBanks - Private Sector

  • AU Small Finance Bank Ltd
  • BSE Code : 34695.0
  • ISIN : INE949L01017

  • Incorporation Year

    1996

  • Registered Office

    19-A Dhuleshwar Garden
    Ajmer Road, Jaipur,
    Rajasthan-302001

  • Telephone

    91-141-4110060

  • FAX

    91-141-4110090

  • Chairman

    Harun Rasid Khan

  • Managing Director

    Sanjay Agarwal

  • Company Secretary

    MANMOHAN PARNAMI

  • Auditor

    Deloitte Haskins & Sells/G M Kapadia & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Link Intime India Pvt Ltd
    C-13 Pannalal Silk,
    Mills Cmpd LBS Marg,Bhandup West
    Mumbai - Mumbai - 400 078

AU Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
AU Small Finance 693.10 12,300.61 10,554.71 24.52 0.00
Kotak Mah. Bank 2,075.70 56,072.01 45,798.91 25.09 0.00
HDFC Bank 1,944.60 307,581.57 258,340.58 22.11 0.00
ICICI Bank 1,445.95 165,848.71 142,890.94 21.83 0.00
St Bk of India 812.40 524,172.41 462,489.35 10.23 0.00
Bank of Baroda 249.70 127,101.31 112,605.95 6.60 0.00
Karur Vysya Bank 222.25 9,862.63 8,203.94 9.21 0.00
Federal Bank 202.00 25,267.53 22,188.26 12.24 0.00
Canara Bank 114.82 127,654.36 108,687.93 6.12 0.00
IDBI Bank 96.90 30,037.04 26,426.13 13.86 0.00
UCO Bank 33.02 29,473.55 25,066.91 16.93 0.00