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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

AU Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 34695.0
  • ISIN : INE949L01017
932.90 -21 (-2.20%)
  • As on 25 Oct 2026 (EOD)
  • Today’s Low

    920.90
  • Today’s High

    954.70
  • Open

    954.70
  • Perv Close

    953.90
  • 52W Low

    831.65
  • 52W High

    1,144.10

Key Indicators

  • P/E(TTM)

    24.59

  • Mar.Cap (₹Cr.)

    70,132.86

  • Div & Yield %

    0.11

  • Book Value(₹)

    262.53

  • Debt-Equity Ratio

    -2.20

  • AGM Date

    23-Oct-2026

  • EPS

    37.99

  • P/E Ratio

    24.59

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    70,132.86

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    751.77

  • BV (₹)

    262.50

  • Sales( ₹ in Cr.)

    21,614.28

  • NP (in Cr.)

    2,645.91

  • NP Var(%)

    25.0

  • Div%

    10.0

  • CPS (₹)

    38.80

  • EPS (₹)

    35.20

  • Traded Value (₹ in Lakhs)

    70,215.55

  • 52 Week High

    1,144.10

  • 52 Week Low

    831.65

  • Price BSE

    934.0

  • Price NSE

    933.00

  • Market Capital( in Cr.)

    70,215.55

  • P/C Ratio

    24.10

  • P/E Ratio

    26.50

  • Price Vs.BV

    35.20

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Interest Earned 18,636.34 16,063.73 10,554.71 8,205.41 5,921.73 4,950.05
Other Income 2,977.94 2,526.31 1,697.14 1,034.46 993.69 1,420.93
Total Income 21,614.28 18,590.04 12,251.85 9,239.87 6,915.42 6,370.98
EXPENDITURE :            
Interest Expended 9,523.66 8,052.15 5,397.63 3,780.13 2,687.61 2,584.61
Payments to and Provisions for Employees 3,848.16 3,147.76 2,103.68 1,793.03 1,378.92 980.17
Operating Expenses & Administrative Expenses 1,534.07 1,386.44 1,194.56 897.01 573.00 354.24
Depreciation 271.51 258.51 225.44 185.42 140.17 104.37
Other Expenses, Provisions & Contingencies 2,962.84 2,957.12 1,331.11 719.64 681.65 889.09
Provision for Tax 926.32 704.76 487.97 387.37 365.82 347.72
Provision Towards Deferred Tax -93.53 -22.63 -23.26 49.35 -41.58 -59.90
Total Expenditure 18,973.03 16,484.11 10,717.13 7,811.95 5,785.60 5,200.30
PROFIT & LOSS            
Net Profit / Loss for The Year 2,641.25 2,105.93 1,534.72 1,427.93 1,129.83 1,170.68
Extraordinary Items -4.66 -2.70 -1.06 -0.51 -0.48 -0.71
Adjusted Net Profit 2,645.91 2,108.63 1,535.78 1,428.44 1,130.31 1,171.39
Profit brought forward 6,938.71 5,711.02 4,287.14 3,382.42 2,691.10 1,887.32
APPROPRIATION            
Transfer to Statutory Reserve 660.31 526.48 383.68 356.98 282.46 292.67
Transfer to Other Reserves 442.38 277.44 198.59 134.72 156.06 74.23
Trans. to Government /Proposed Dividend 74.52 74.32 66.70 31.51 0.00 0.00
Balance carried forward to Balance Sheet 8,402.74 6,938.71 5,172.88 4,287.14 3,382.42 2,691.10
Equity Dividend(%) 10.00 10.00 10.00 10.00 10.00 0.00
Dividend Per Share(Rs) 1.00 1.00 1.00 1.00 1.00 0.00
Earnings Per Share-Unit Curr 35.30 28.29 22.93 21.42 35.88 37.50
Earnings Per Share(Adj)-Unit Curr 35.30 28.29 22.93 21.42 17.94 18.75
Book Value-Unit Curr 263.71 228.90 186.75 163.98 237.30 197.69
Book Value(Adj)-Unit Curr 263.71 228.90 186.75 163.98 118.65 98.85

Shareholding Pattern

  • Promoter Group

    22.67%

  • Public Share Holding

    77.33%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 10,829,072 1.44 10,829,072 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 159,469,340 21.22 159,469,340 3
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 170,298,412 22.67 170,298,412 4
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 24,434 0.00 24,434 2
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 270,951,996 36.06 270,951,996 692
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 49,404,211 6.58 49,404,211 23
Mutual Funds / UTI 186,712,952 24.85 186,712,952 41
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 10,537,476 1.40 10,537,476 38
Trusts 23 0.00 23 1
Venture Capital Funds 0 0.00 0 0
Sub total 517,631,092 68.89 517,631,092 797
2] Non Institution
Bodies Corporate 5,762,852 0.77 5,762,827 686
Clearing Members 6,684,773 0.89 6,684,773 36
Directors of their Relatives 194,261 0.03 194,261 3
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 2,004,552 0.27 2,004,552 3,457
Foreign Non Institution Other 1,425,147 0.19 1,425,147 1
Hindu Undivided Families 549,119 0.07 549,119 2,962
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 30,312,254 4.03 30,312,254 161
Individuals holding nominal share capital up to Rs. 1 lakh 16,239,028 2.16 16,236,612 154,985
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 8,902 0.00 8,902 5
Others 225,768 0.03 225,768 5
Sub Total 63,439,091 8.44 63,436,650 162,330
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 751,368,595 100.00 751,366,154 163,131

Company Background

AU Small Finance Bank LtdBanks - Private Sector

  • AU Small Finance Bank Ltd
  • BSE Code : 34695.0
  • ISIN : INE949L01017
  • Incorporation Year

    1996

  • Registered Office

    19-A Dhuleshwar Garden
    Ajmer Road, Jaipur,
    Rajasthan-302001

  • Telephone

    91-141-4110060

  • FAX

    91-141-4110090

  • Chairman

    Harun Rasid Khan

  • Managing Director

    Sanjay Agarwal

  • Company Secretary

    MANMOHAN PARNAMI

  • Auditor

    MSKA & Associates LLP/Mukund M Chitale & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    MUFG Intime India Pvt Ltd
    C-101 247 Park,
    L B S Marg,Vikhroli West
    Mumbai - Mumbai-400083

AU Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
AU Small Finance 934.00 21,614.28 18,636.34 24.59 0.00
ICICI Bank 1,395.00 200,703.68 169,946.09 18.32 0.00
SBI 957.00 556,240.68 482,797.17 10.77 0.00
HDFC Bank 692.10 370,054.63 307,522.07 13.97 0.00
Kotak Mah. Bank 430.10 67,187.26 55,563.98 28.81 0.00
Federal Bank 340.00 32,135.76 27,695.38 17.29 0.00
Karur Vysya Bank 335.45 13,158.67 11,074.35 10.96 0.00
Bank of Baroda 231.00 142,750.49 126,993.66 7.13 0.00
Canara Bank 116.40 153,204.21 126,366.17 5.36 0.00
IDBI Bank 76.49 35,743.53 28,997.26 10.02 0.00
UCO Bank 21.64 29,740.99 26,281.36 9.09 0.00