• SENSEX 82,726.64
    539.83 (+0.66%)
  • BANKNIFTY 56,756.00
    -196.75 (--0.35%)
  • Oberoi Realty
    1,751.00 1,440.05(%)
  • Canara Bank
    106.35 78.58(%)
  • SpiceJet
    40.84 79.90(%)
  • Lodha Developers
    1,332.10 1,036.00(%)
  • Havells India
    1,549.05 1,360.05(%)
  • ICICI Bank
    1,489.95 1,482.00(%)
  • One 97
    1,090.00 1,063.00(%)
  • Bombay Dyeing
    190.85 256.25(%)
  • Ola Electric
    43.95 157.53(%)
  • Dixon Technolog.
    16,671.15 19,149.80(%)
  • Anthem Bioscienc
    765.00 752.50(%)
  • Eternal Ltd
    303.60 311.60(%)
  • Pidilite Inds.
    2,900.75 2,620.15(%)
  • Paradeep Phosph.
    205.60 193.15(%)
  • Reliance Industr
    1,426.90 1,551.00(%)
  • I R F C
    136.90 209.10(%)
  • St Bk of India
    825.00 895.30(%)
  • Waaree Energies
    3,199.00 3,740.75(%)
  • Jayaswal Neco
    43.10 55.34(%)
  • Tata Motors
    692.95 1,179.05(%)
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Cholamandalam Investment & Finance Company Ltd Finance & Investments

  • Murugappa Group
  • BSE Code : 2163.0
  • ISIN : INE121A01024
1,565.40 -8 (-0.53%)
  • As on 23 Jul 2025 (EOD)

  • Today’s Low

    1,556.10

  • Today’s High

    1,587.80

  • Open

    1,585.00

  • Perv Close

    1,573.80

  • 52W Low

    1,168.00

  • 52W High

    1,684.40

Key Indicators

  • P/E(TTM)

    30.92

  • Mar.Cap (₹Cr.)

    131,677.92

  • Div & Yield %

    0.13

  • Book Value(₹)

    280.86

  • Debt-Equity Ratio

    -0.53

  • AGM Date

    22-Jul-2025

  • EPS

    50.64

  • P/E Ratio

    30.92

Financials Ratios

  • Debt-Equity Ratio

    6.83

  • Mar.Cap (₹Cr.)

    131,677.92

  • RONW (%)

    20.10

  • ROCE (%)

    10.41

Score Board

  • Equity (₹ in Cr.)

    168.24

  • BV (₹)

    280.90

  • Sales( ₹ in Cr.)

    26,054.76

  • NP (in Cr.)

    4,259.86

  • NP Var(%)

    24.0

  • Div%

    100.0

  • CPS (₹)

    53.50

  • EPS (₹)

    50.60

  • Traded Value (₹ in Lakhs)

    131,711.57

  • 52 Week High

    1,684.40

  • 52 Week Low

    1,168.00

  • Price BSE

    1566.0

  • Price NSE

    1,565.00

  • Market Capital( in Cr.)

    131,711.57

  • P/C Ratio

    29.30

  • P/E Ratio

    30.90

  • Price Vs.BV

    50.60

View More
Invest Now!

Navigate The Market With Confidence

Your all-in-one destination for expert investment guidance and streamlined portfolio management solutions

Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Operating Income 25,792.33 18,959.87 12,757.04 10,054.91 9,519.37 8,652.63
Other Income 262.43 256.41 220.94 83.86 56.19 0.26
Total Income 26,054.76 19,216.28 12,977.98 10,138.77 9,575.56 8,652.89
EXPENDITURE :            
Operating & Administration Expenses 751.51 630.54 504.35 377.26 202.00 230.39
Miscellaneous Expenses 3,564.06 2,249.04 1,742.31 1,581.44 1,914.12 1,484.33
Interest 12,484.85 9,230.61 5,748.75 4,298.82 4,575.91 4,592.23
Less: Pre-operative Expenses Capitalised 5.16 2.33 1.68 1.57 1.74 2.33
Employee Expense 3,280.51 2,330.55 1,265.68 894.53 748.53 655.00
Total Expenditure 20,075.77 14,438.41 9,259.41 7,150.48 7,438.82 6,959.62
Gross Profit 5,978.99 4,777.87 3,718.57 2,988.29 2,136.74 1,693.27
Depreciation 242.12 195.77 118.88 97.35 98.30 107.54
Profit Before Tax 5,736.87 4,582.10 3,599.69 2,890.94 2,038.44 1,585.73
Current Tax 1,723.32 1,184.77 881.93 692.64 754.80 567.32
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -244.98 -25.43 51.56 51.59 -231.27 -33.96
Reported Net Profit 4,258.53 3,422.76 2,666.20 2,146.71 1,514.91 1,052.37
Extraordinary Items -1.33 -0.74 -0.55 -0.05 -0.34 -0.08
Adjusted Net Profit 4,259.86 3,423.50 2,666.75 2,146.76 1,515.25 1,052.45
Adjustment below net profit -10.59 -6.11 -0.35 0.04 -0.95 -37.89
Profit/Loss Balance brought forward 5,314.24 2,754.31 1,792.82 1,240.21 892.81 764.50
Appropriations 168.13 166.72 1,164.36 1,164.14 856.56 666.17
P & L Balance carried down 8,534.05 5,314.24 2,754.31 1,792.82 1,240.21 892.81
Dividend 110.57 109.16 106.85 164.14 106.56 78.19
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 100.00 100.00 100.00 100.00 100.00 85.00
Dividend Per Share(Rs) 2.00 2.00 2.00 2.00 2.00 1.70
Earnings Per Share-Unit Curr 50.62 40.73 32.42 26.13 18.47 12.84
Earnings Per Share(Adj)-Unit Curr 50.62 40.73 32.42 26.13 18.47 12.84
Book Value-Unit Curr 280.84 232.71 173.83 142.53 116.54 99.67
Book Value(Adj)-Unit Curr 280.84 232.71 173.83 142.53 116.54 99.67

Shareholding Pattern

  • Promoter Group

    49.90%

  • Public Share Holding

    50.10%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 12,890 12,890.00 12,890 12,890
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 12,890 0.00 12,890 1
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 407,663,914 48.46 407,663,914 11
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 7,210,803 0.86 7,210,803 32
Partnership Firms-Indian (Promoter & Group) 75,000 0.01 75,000 1
Persons Acting in Concert 0 0.00 0 0
Trusts 4,799,738 0.57 4,799,738 16
Others 0 0.00 0 0
Sub Total 419,749,455 49.90 419,749,455 60
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 207,482 0.02 207,482 3
Foreign Bank 500 0.00 500 1
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 235,178,631 27.96 235,178,631 830
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 12,039,400 1.43 12,039,400 19
Mutual Funds / UTI 105,245,189 12.51 105,244,689 39
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 17,622,433 2.10 17,622,433 52
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 370,293,635 44.02 370,293,135 944
2] Non Institution
Bodies Corporate 4,742,364 0.56 4,735,379 1,600
Clearing Members 354,008 0.04 354,008 13
Directors of their Relatives 290,454 0.03 290,454 3
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 3,478,146 0.41 3,470,386 7,335
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 871,668 0.10 871,668 2,331
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 5,792,190 0.69 5,792,190 23
Individuals holding nominal share capital up to Rs. 1 lakh 34,614,671 4.12 34,034,226 171,609
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 22,334 0.00 22,334 11
Others 955,652 0.11 917,612 3
Sub Total 51,121,487 6.08 50,488,257 182,928
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 841,177,467 100.00 840,543,737 183,933

Company Background

Cholamandalam Investment & Finance Company LtdFinance & Investments

  • Cholamandalam Investment & Finance Company Ltd
  • BSE Code : 2163.0
  • ISIN : INE121A01024

  • Incorporation Year

    1978

  • Registered Office

    Dare House No 2 N S C Bose Rd
    Parrys, Chennai,
    Tamil Nadu-600001

  • Telephone

    91-044-30007172

  • FAX

    91-044-25346464

  • Chairman

    Vellayan Subbiah

  • Managing Director

    Ravindra Kumar Kundu.

  • Company Secretary

    P Sujatha

  • Auditor

    B K Khare & Co/KKC & Associates LLP

  • Face Value

    2

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Cholamandalam Investment & Finance Company Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Cholaman.Inv.&Fn 1,565.80 26,054.76 25,745.57 30.93 10.34
Mah. Scooters 14,830.95 185.20 182.86 79.07 0.59
Bajaj Holdings 14,068.35 1,600.25 1,512.77 121.20 7.38
Tata Inv.Corpn. 6,713.50 369.49 367.10 120.23 1.09
Alfred Herbert 3,026.00 1.95 1.54 37.40 0.52
GKW 1,829.50 36.63 32.78 -59.13 -2.42
Max Financial 1,563.30 21.71 21.43 -5,790.00 -0.17
Piramal Enterp. 1,285.30 2,257.94 2,138.36 57.84 4.90
Naperol Invest. 1,052.35 1.92 1.91 57.32 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 4.75 0.74 0.00 -23.75 0.00