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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

SBI Cards & Payment Services Ltd Finance & Investments

  • GoI - SBI
  • BSE Code : 20149.0
  • ISIN : INE018E01016
867.55 -59 (-6.37%)
  • As on 25 Apr 2025 (EOD)

  • Today’s Low

    860.00

  • Today’s High

    898.95

  • Open

    875.00

  • Perv Close

    926.55

  • 52W Low

    647.95

  • 52W High

    930.65

Key Indicators

  • P/E(TTM)

    43.00

  • Mar.Cap (₹Cr.)

    82,534.97

  • Div & Yield %

    0.58

  • Book Value(₹)

    144.86

  • Debt-Equity Ratio

    -6.37

  • AGM Date

    25-Apr-2025

  • EPS

    20.14

  • P/E Ratio

    43.00

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    82,534.97

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    951.36

  • BV (₹)

    137.60

  • Sales( ₹ in Cr.)

    17,483.50

  • NP (in Cr.)

    2,407.90

  • NP Var(%)

    7.0

  • Div%

    25.0

  • CPS (₹)

    27.40

  • EPS (₹)

    25.30

  • Traded Value (₹ in Lakhs)

    88,181.28

  • 52 Week High

    930.65

  • 52 Week Low

    647.95

  • Price BSE

    927.0

  • Price NSE

    927.00

  • Market Capital( in Cr.)

    88,181.28

  • P/C Ratio

    33.90

  • P/E Ratio

    36.60

  • Price Vs.BV

    25.30

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 16,985.69 13,670.39 10,678.89 9,300.57 9,280.93 7,017.30
Other Income 497.81 615.28 622.63 413.01 471.36 269.55
Total Income 17,483.50 14,285.67 11,301.52 9,713.58 9,752.29 7,286.85
EXPENDITURE :            
Operating & Administration Expenses 7,555.12 6,683.39 5,185.14 4,057.53 4,186.21 3,345.10
Miscellaneous Expenses 3,334.92 2,198.38 2,295.63 2,674.08 1,963.33 1,163.16
Interest 2,595.22 1,647.63 1,027.32 1,043.40 1,300.93 1,009.36
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 569.69 561.89 472.71 491.58 468.38 378.93
Total Expenditure 14,054.95 11,091.29 8,980.80 8,266.59 7,918.85 5,896.55
Gross Profit 3,428.55 3,194.38 2,320.72 1,446.99 1,833.44 1,390.30
Depreciation 196.75 163.81 148.56 123.26 103.80 55.22
Profit Before Tax 3,231.80 3,030.57 2,172.16 1,323.73 1,729.64 1,335.08
Current Tax 931.41 799.29 382.88 463.48 595.60 547.46
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -107.49 -27.19 173.14 -124.27 -110.78 -77.34
Reported Net Profit 2,407.88 2,258.47 1,616.14 984.52 1,244.82 864.97
Extraordinary Items -0.02 0.13 -0.47 -0.18 -0.16 0.01
Adjusted Net Profit 2,407.90 2,258.34 1,616.61 984.70 1,244.98 864.96
Adjustment below net profit -1.17 -3.41 5.16 5.55 -3.00 -3.27
Profit/Loss Balance brought forward 6,042.02 4,481.06 3,418.78 2,719.51 1,726.65 1,138.88
Appropriations 239.13 242.41 235.79 93.90 0.00 100.94
P & L Balance carried down 7,728.02 6,042.02 4,481.06 3,418.78 2,719.51 1,726.65
Dividend 237.74 236.52 235.79 93.90 0.00 83.73
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 25.00 25.00 25.00 0.00 10.00 10.00
Dividend Per Share(Rs) 2.50 2.50 2.50 0.00 1.00 1.00
Earnings Per Share-Unit Curr 25.32 23.87 17.14 10.47 13.26 10.33
Earnings Per Share(Adj)-Unit Curr 25.32 23.87 17.14 10.47 13.26 -
Book Value-Unit Curr 127.07 103.90 82.20 66.97 56.88 42.85
Book Value(Adj)-Unit Curr 127.07 103.90 82.20 66.97 56.88 -

Shareholding Pattern

  • Promoter Group

    68.60%

  • Public Share Holding

    31.40%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 919 0.00 919 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 652,633,992 68.60 652,633,992 1
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 652,634,911 68.60 652,634,911 2
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 2,471 0.00 2,471 2
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 93,984,732 9.88 93,984,732 516
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 64,150,543 6.74 64,150,543 15
Mutual Funds / UTI 91,894,742 9.66 91,894,742 32
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 7,806,299 0.82 7,806,299 19
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 257,838,787 27.10 257,838,787 584
2] Non Institution
Bodies Corporate 1,520,931 0.16 1,520,931 874
Clearing Members 30,735 0.00 30,735 6
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,739,797 0.18 1,739,797 10,107
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 928,688 0.10 928,688 17,555
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 2,292,342 0.24 2,292,342 30
Individuals holding nominal share capital up to Rs. 1 lakh 33,926,614 3.57 33,926,563 818,416
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 271,755 0.03 271,755 17
Others 13,000 0.00 13,000 1
Sub Total 40,883,256 4.30 40,883,205 847,086
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 951,356,954 100.00 951,356,903 847,672

Company Background

SBI Cards & Payment Services LtdFinance & Investments

  • SBI Cards & Payment Services Ltd
  • BSE Code : 20149.0
  • ISIN : INE018E01016

  • Incorporation Year

    1998

  • Registered Office

    Unit 401&402 4th Floor E-1,2,3
    Netaji Subhash Place Wazirpur, New Delhi,
    Delhi-110034

  • Telephone

    91-11-61268100

  • FAX

  • Chairman

    Challa Sreenivasulu Setty

  • Managing Director

  • Company Secretary

    PAYAL MITTAL

  • Auditor

    Mahesh C Solanki & Co/Ambani & Associates LLP

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    MUFG Intime India Pvt Ltd
    C-101 247 Park,
    L B S Marg,Vikhroli West
    Mumbai - Mumbai-400083

SBI Cards & Payment Services Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
SBI Cards 866.05 17,483.50 16,968.42 43.00 12.54
Bajaj Holdings 12,151.75 3,175.69 3,111.91 56.22 17.45
Mah. Scooters 11,611.35 223.54 222.50 61.91 0.88
Tata Inv.Corpn. 6,141.50 325.31 322.48 109.98 1.19
Alfred Herbert 2,030.00 1.95 1.54 25.08 0.52
GKW 1,897.00 39.10 38.77 -43.30 5.63
Max Financial 1,266.25 21.71 21.43 -4,220.83 -0.17
Piramal Enterp. 981.35 3,825.21 3,734.30 14.94 5.29
Naperol Invest. 960.50 1.92 1.91 2,825.00 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 3.87 0.74 0.00 -19.35 0.00