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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

PNB Housing Finance Ltd Finance - Housing

  • Indian Private
  • BSE Code : 16474.0
  • ISIN : INE572E01012
1,010.40 -40 (-3.79%)
  • As on 26 Jul 2025 (EOD)

  • Today’s Low

    993.30

  • Today’s High

    1,053.00

  • Open

    1,053.00

  • Perv Close

    1,050.20

  • 52W Low

    746.70

  • 52W High

    1,202.20

Key Indicators

  • P/E(TTM)

    12.87

  • Mar.Cap (₹Cr.)

    26,283.93

  • Div & Yield %

    0.49

  • Book Value(₹)

    647.12

  • Debt-Equity Ratio

    -3.79

  • AGM Date

    25-Jul-2025

  • EPS

    78.50

  • P/E Ratio

    12.87

Financials Ratios

  • Debt-Equity Ratio

    4.18

  • Mar.Cap (₹Cr.)

    26,283.93

  • RONW (%)

    11.61

  • ROCE (%)

    9.24

Score Board

  • Equity (₹ in Cr.)

    260.13

  • BV (₹)

    647.10

  • Sales( ₹ in Cr.)

    7,661.22

  • NP (in Cr.)

    1,948.95

  • NP Var(%)

    28.0

  • Div%

    50.0

  • CPS (₹)

    77.10

  • EPS (₹)

    74.90

  • Traded Value (₹ in Lakhs)

    26,277.43

  • 52 Week High

    1,202.20

  • 52 Week Low

    746.70

  • Price BSE

    1010.0

  • Price NSE

    1,010.00

  • Market Capital( in Cr.)

    26,277.43

  • P/C Ratio

    13.10

  • P/E Ratio

    13.50

  • Price Vs.BV

    74.90

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 7,013.74 6,490.55 6,141.09 7,565.20 8,478.32 7,480.86
Other Income 10.24 1.84 4.83 18.78 7.60 3.74
Total Income 7,023.98 6,492.39 6,145.92 7,583.98 8,485.92 7,484.60
EXPENDITURE :            
Operating & Administration Expenses 278.90 202.11 177.48 146.62 192.85 290.23
Miscellaneous Expenses 193.95 756.88 606.39 914.90 1,331.33 206.41
Interest 4,264.34 3,901.02 4,066.05 5,100.59 5,875.82 5,167.29
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 264.13 214.34 180.05 176.37 195.28 211.33
Total Expenditure 5,001.32 5,074.35 5,029.97 6,338.48 7,595.28 5,875.26
Gross Profit 2,022.66 1,418.04 1,115.95 1,245.50 890.64 1,609.34
Depreciation 50.98 51.23 53.18 58.78 65.64 31.29
Profit Before Tax 1,971.68 1,366.81 1,062.77 1,186.72 825.00 1,578.05
Current Tax 420.89 83.38 242.56 407.96 366.32 447.49
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 23.37 227.16 -1.71 -146.46 -223.63 49.18
Reported Net Profit 1,527.42 1,056.27 821.92 925.22 682.31 1,081.38
Extraordinary Items -0.19 -0.15 -0.15 -2.43 -0.34 -0.08
Adjusted Net Profit 1,527.61 1,056.42 822.07 927.65 682.65 1,081.46
Adjustment below net profit 0.17 13.18 18.05 1.27 -9.67 -32.23
Profit/Loss Balance brought forward 5,189.12 4,331.67 3,656.70 2,920.79 2,578.26 1,895.42
Appropriations 236.00 45.00 124.00 197.00 330.11 296.31
P & L Balance carried down 6,410.71 5,189.12 4,331.67 3,656.70 2,920.79 2,578.26
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 0.00 0.00 0.00 0.00 0.00 90.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 9.00
Earnings Per Share-Unit Curr 58.81 62.55 48.75 54.98 40.57 64.57
Earnings Per Share(Adj)-Unit Curr 58.81 51.79 40.36 45.52 33.59 53.46
Book Value-Unit Curr 574.94 648.61 581.29 526.96 472.51 443.96
Book Value(Adj)-Unit Curr 574.94 537.02 481.28 436.30 391.21 367.58

Shareholding Pattern

  • Promoter Group

    28.08%

  • Public Share Holding

    71.92%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 73,051,205 28.08 73,051,205 1
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 73,051,205 28.08 73,051,205 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 14,561 0.01 14,561 2
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 62,892,981 24.18 62,892,981 269
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 20,460,435 7.87 20,460,435 18
Mutual Funds / UTI 69,622,993 26.76 69,622,993 35
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 8,748,720 3.36 8,748,720 38
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 161,739,690 62.18 161,739,690 362
2] Non Institution
Bodies Corporate 3,195,841 1.23 3,195,841 1,271
Clearing Members 3,977 0.00 3,977 9
Directors of their Relatives 0 0.00 0 0
Employees 129,761 0.05 129,761 100
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,410,466 0.54 1,410,466 4,179
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 672,144 0.26 672,144 4,514
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 3,221,531 1.24 3,221,531 65
Individuals holding nominal share capital up to Rs. 1 lakh 16,303,550 6.27 16,303,550 176,855
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 4,316 0.00 4,316 13
Others 14,146 0.01 14,146 3
Sub Total 25,343,020 9.74 25,343,020 187,163
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 260,133,915 100.00 260,133,915 187,526

Company Background

PNB Housing Finance LtdFinance - Housing

  • PNB Housing Finance Ltd
  • BSE Code : 16474.0
  • ISIN : INE572E01012

  • Incorporation Year

    1988

  • Registered Office

    9th Floor Antrish Bhawan
    22 Kasthurba Gandhi Marg, New Delhi,
    New Delhi-110001

  • Telephone

    91-11-23445200

  • FAX

    91-11-23736857

  • Chairman

  • Managing Director

    Girish Kousgi

  • Company Secretary

    Sanjay Jain

  • Auditor

    T R Chadha & Co LLP/Singhi & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    MUFG Intime India Pvt Ltd
    C-101 247 Park,
    L B S Marg,Vikhroli West
    Mumbai - Mumbai-400083

PNB Housing Finance Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
PNB Housing 1,010.15 7,023.98 7,013.74 12.87 9.27
Mah. Scooters 14,595.75 185.20 182.86 69.09 0.59
Bajaj Holdings 13,905.35 1,600.25 1,512.77 119.79 7.38
Tata Inv.Corpn. 6,618.75 369.49 367.10 118.53 1.09
Alfred Herbert 3,027.35 1.95 1.54 37.42 0.52
GKW 1,787.80 36.63 32.78 -57.78 -2.42
Max Financial 1,527.20 21.71 21.43 -5,656.30 -0.17
Piramal Enterp. 1,279.25 2,257.94 2,138.36 57.57 4.90
Naperol Invest. 1,122.40 1.92 1.91 61.13 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 4.47 0.74 0.00 -22.35 0.00