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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Indian Railway Finance Corporation Ltd Finance - Term-Lending Institutions

  • GoI - FIs
  • BSE Code : 12854.0
  • ISIN : INE053F01010
80.25 1 (1.71%)
  • As on 18 Oct 2026 (EOD)
  • Today’s Low

    77.30
  • Today’s High

    81.10
  • Open

    79.22
  • Perv Close

    78.90
  • 52W Low

    74.06
  • 52W High

    137.17

Key Indicators

  • P/E(TTM)

    14.24

  • Mar.Cap (₹Cr.)

    104,874.76

  • Div & Yield %

    2.62

  • Book Value(₹)

    46.35

  • Debt-Equity Ratio

    1.71

  • AGM Date

    16-Oct-2026

  • EPS

    5.64

  • P/E Ratio

    14.24

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    104,874.76

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    13,068.51

  • BV (₹)

    46.40

  • Sales( ₹ in Cr.)

    27,338.06

  • NP (in Cr.)

    7,009.20

  • NP Var(%)

    8.0

  • Div%

    21.0

  • CPS (₹)

    5.40

  • EPS (₹)

    5.40

  • Traded Value (₹ in Lakhs)

    104,940.10

  • 52 Week High

    137.17

  • 52 Week Low

    74.06

  • Price BSE

    80.0

  • Price NSE

    80.00

  • Market Capital( in Cr.)

    104,940.10

  • P/C Ratio

    14.90

  • P/E Ratio

    14.90

  • Price Vs.BV

    5.40

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Operating Income 27,284.78 27,152.70 26,649.51 23,891.95 20,299.38 15,770.51
Other Income 53.28 3.71 6.41 40.68 2.22 0.35
Total Income 27,338.06 27,156.41 26,655.92 23,932.63 20,301.60 15,770.86
EXPENDITURE :            
Operating & Administration Expenses 23.08 11.72 11.58 12.43 11.40 8.06
Miscellaneous Expenses 273.22 128.78 110.15 108.82 100.49 97.35
Interest 20,005.26 20,495.09 20,101.47 17,447.21 14,074.78 11,237.05
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 21.28 13.51 11.17 13.10 10.75 7.85
Total Expenditure 20,322.84 20,649.10 20,234.37 17,581.56 14,197.42 11,350.31
Gross Profit 7,015.22 6,507.31 6,421.55 6,351.08 6,104.18 4,420.56
Depreciation 6.05 5.31 9.44 14.06 14.03 4.43
Profit Before Tax 7,009.17 6,502.00 6,412.11 6,337.02 6,090.15 4,416.13
Current Tax 0.00 0.00 0.00 0.00 0.32 0.00
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 0.00 0.00 0.00 0.00 0.00 0.00
Reported Net Profit 7,009.17 6,502.00 6,412.11 6,337.01 6,089.84 4,416.13
Extraordinary Items -0.03 -0.04 -0.04 -0.02 0.00 -0.02
Adjusted Net Profit 7,009.20 6,502.04 6,412.15 6,337.03 6,089.84 4,416.15
Adjustment below net profit 0.51 -0.26 0.45 0.61 0.56 -662.68
Profit/Loss Balance brought forward 13,140.91 10,945.33 7,775.47 5,364.19 1,498.03 500.00
Appropriations 4,146.22 4,306.16 3,242.70 3,136.20 2,224.24 2,755.42
P & L Balance carried down 16,004.37 13,140.91 10,945.33 8,565.61 5,364.19 1,498.03
Dividend 2,744.39 2,090.96 1,045.48 1,045.48 1,006.28 1,372.19
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 21.00 16.00 15.00 15.00 14.00 10.50
Dividend Per Share(Rs) 2.10 1.60 1.50 1.50 1.40 1.05
Earnings Per Share-Unit Curr 5.36 4.98 4.91 4.85 4.66 3.38
Earnings Per Share(Adj)-Unit Curr 5.36 4.98 4.91 4.85 4.66 3.38
Book Value-Unit Curr 43.42 40.30 37.63 34.79 31.37 27.48
Book Value(Adj)-Unit Curr 43.42 40.30 37.63 34.79 31.37 27.48

Shareholding Pattern

  • Promoter Group

    82.90%

  • Public Share Holding

    17.10%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 10,833,651,764 82.90 10,833,651,764 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 10,833,651,764 82.90 10,833,651,764 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 274,794 0.00 274,794 5
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 5,797,100 0.04 5,797,100 3
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 150,438,524 1.15 150,438,524 111
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 466,377,164 3.57 466,377,164 7
Mutual Funds / UTI 44,955,561 0.34 44,955,561 25
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 1,240,766 0.01 1,240,766 7
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 669,083,909 5.12 669,083,909 158
2] Non Institution
Bodies Corporate 15,913,804 0.12 15,913,804 1,669
Clearing Members 9,457,653 0.07 9,457,653 63
Directors of their Relatives 50 0.00 50 1
Employees 88,823 0.00 88,823 59
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 29,852,616 0.23 29,852,616 22,540
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 24,745,641 0.19 24,745,641 21,504
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 149,063,383 1.14 149,063,383 3,152
Individuals holding nominal share capital up to Rs. 1 lakh 1,333,678,841 10.21 1,333,677,590 4,964,271
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 2,105,551 0.02 2,105,551 29
Others 2,005 0.00 2,005 2
Sub Total 1,565,770,327 11.98 1,565,769,076 5,013,500
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 13,068,506,000 100.00 13,068,504,749 5,013,659

Company Background

Indian Railway Finance Corporation LtdFinance - Term-Lending Institutions

  • Indian Railway Finance Corporation Ltd
  • BSE Code : 12854.0
  • ISIN : INE053F01010
  • Incorporation Year

    1986

  • Registered Office

    UG Flr East Tower NBCC Place
    Pragati Vihar Lodhi Road, New Delhi,
    New Delhi-110003

  • Telephone

    91-11-24369766 / 24368068

  • FAX

    91-11-24369770

  • Chairman

    Manoj Kumar Dubey

  • Managing Director

  • Company Secretary

  • Auditor

    O P Totla & Co/KGRS & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Beetal Fin.& Comp. Ser.(P) Ltd
    Beetal House 99,
    Madangir Behind LSC,Nr Dada Harsukhdar
    Mumbai - Delhi - 110062

Indian Railway Finance Corporation Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
I R F C 80.30 27,338.06 27,284.68 14.24 5.64
Mah. Scooters 12,430.30 313.24 312.76 51.00 1.06
TVS Holdings 11,500.70 516.59 516.34 72.97 15.52
Bajaj Holdings 11,068.00 3,184.31 3,130.62 40.84 12.82
Alfred Herbert 2,770.00 44.77 44.73 5.84 12.10
GKW 1,559.10 47.96 32.09 -174.20 2.11
Rane Holdings 1,548.55 171.45 165.69 25.32 13.92
Max Financial 1,293.95 30.68 25.79 4,792.41 0.05
Tata Inv.Corpn. 613.20 426.34 420.21 82.75 1.29
Naperol Invest. 552.50 26.80 26.72 29.42 1.07
Aravali Sec 3.87 0.95 0.00 -32.25 0.00